Insurance Premium Reduction Courses


North Dakota Administrative Code 38-08 authorizes the superintendent of the Highway Patrol to authorize courses for insurance premium reduction.

Sponsoring Agency Application SFN 12382 (PDF)

The following courses have been approved effective Sept. 1, 2019 through August 31, 2021.

Classroom Courses

Sponsoring Agency



AAA Driver Improvement Program The Auto Club Group (AAA) 701-893-3759
AARP Smart Driver Safety Course AARP Driver Safety Program 701-772-2975
Adverse Weather/Slippery Slope Driving Course ND Safety Council 701-751-6106
Alive at 25 Defensive Driving Course- 4th Edition ND Safety Council 701-751-6106
Coaching the Mature Driver 2 Michael Belseth 701-640-1654
Coaching the Experienced Driver 3 Michael Belseth 701-640-1654
Defensive Driving Course-Professional Truck Driver ND Safety Council 701-751-6106
Disciplined Driving in an Undisciplined World (A Defensive Driving Course) Telecom Training and Safety 701-250-7911
Emergency Vehicle Driving Training FM Ambulance Service 701-364-1752
Emergency Vehicle Operators Course ND Department of Emergency Services 701-328-4523
Fire Department Emergency Vehicle Operations Course (FD EVOC) ND Firefighter's Association 701-222-2799
National Traffic Safety Institute SAFER Driver Program National Traffic Safety Institute 701-238-5855
NSC's 6/8 Hour Attitudinal Dynamics of Driving ND Safety Council 701-751-6106
NSC's 4 Hour Defensive Driving Course ND Safety Council 701-751-6106
NSC's 8/6 Hour Defensive Driving Course ND Safety Council 701-751-6106
  ND Safety Council 701-751-6106

Online Courses

Sponsoring Agency

AAA Roadwise Driver AAA 407-444-7131
Army Accident Avoidance Course ND Army National Guard 701-333-3103
'Aware Driver' Defensive Driving-ND Edition Interactive Agency Concepts dba Defensive Driving by IMPROV 




DriveSafe Online Defensive Driving Course Nexlearn/DriveSafeOnline 316-265-2170 - Insurance Discount and Crash Prevention Course CyberActive, Inc. 800-311-3215 ext 128
Insurance Reduction and Crash Prevention Course I Drive Safely, LLC 800-723-1955
Insurance Reduction for Mature Drivers I Drive Safely, LLC 800-723-1955
North Dakota Safe Motorist Course American Safety Council, Inc. 800-370-2942
North Dakota Insurance Discount and Crash Prevention Course, Inc. 800-991-0310
Online Defensive Driving Course (9th edition) ND Safety Council 701-751-6106
Safe2Drive 4-Hour Crash Prevention Safe2Drive 970-314-7485 TrafficSchoolOnline 800-800-3579