What We Do
- Bank and credit union examiners conduct examinations designed to assess a financial institution's overall financial condition and compliance with laws and regulations. In addition, these examiners will also conduct specialty examinations related to anti-money laundering, information technology, and trust activities. Examinations typically involve three to fifteen examiners working in a team environment.
- Consumer examiner/investigators conduct examinations and investigations of the financial-related activities of money brokers, mortgage loan originators, collection agencies, money transmitters, and deferred presentment service providers for compliance with laws and regulations.
- Career Spotlight - Bank Examiners (from the University of North Dakota)
- Financial Examiners (from the US. Department of Labor Statistics)
What We Offer
- Competitive State Employee Salary and Benefit Package. To view these benefits, visit the Human Resource Management Services employee benefits page.
- How do we stack up against your current salary and benefits? Check the total rewards calculator here.
- Internal and external training opportunities, including attendance at a series of national training schools offered by the federal regulatory agencies and the Conference of State Bank Supervisors.
- Opportunity to develop a diverse and balanced knowledge of the financial institution industry and regulatory process.
- Opportunity for advancement, including promotions and the ability to obtain advanced training in specialty areas such as anti-money laundering, information technology, and trust.
- Bachelor's degree with a major in accounting, finance, economics, business administration, banking or other related field. Coursework must have included Elements of Accounting I and II. One additional accounting course from the following is preferred: Intermediate, Managerial, Cost, Income Tax or Auditing.
- Team-oriented individual with strong analytical capabilities, including strong written and oral communication skills.
- Ability to travel. Overnight travel, with several nights of stay-outs per week, is frequently required for bank and credit union examiners.
- Financial Institutions Examiner I: An Examiner I performs fundamental examination data gathering and verification procedures. Work may include all or a portion of numerous standard procedures to analyze and verify the accuracy of an institution's assets, liabilities, and related accounting and record keeping methods. Work includes appropriate recording and reporting of examination findings and the preparation of schedules and exhibits to be included in completed examination reports. Duties will be performed under the supervision of a more experienced examiner.
- Financial Institutions Examiner II: An Examiner II performs all aspects of an examination of a financial institution and may guide the work of one or more lower level examiners. Individuals may perform a portion of more complicated examination and work with or under the supervision of more experienced examiners. Duties will generally include a final complete analysis and report of areas examined. Analysis during an examination will include the financial soundness of an institution as well as the identification of violations of state and federal statutes and regulations.
- Financial Institutions Examiner III: An Examiner III performs all aspects of an examination of a financial institution to include those of large and complex organization structure. Examinations will include evaluation of the management process as well as financial activity to determine financial condition and legal compliance. Examiners at this level will, in most cases, have supervisory responsibility over one or more lower level examiners. Individuals will analyze and make determinations regarding the data and procedures associated with the full examination of an entire institution even though information may have been gathered by subordinates. Accountability for actions will extend through the examination process and the activities of subordinate examiners.
- Consumer Examiner/Investigator I and II: Examiner/Investigator performs examinations and investigations of the financial-related activities of money brokers, mortgage loan originators, collection agencies, money transmitters, and deferred presentment service providers for compliance with laws and regulations. Additionally, the position will analyze registration, renewal, and amended filings for appropriateness, recommending approvals/denials and/or other enforcement actions.