Welcome to the official website of the ND Department of Financial Institutions.
The Department of Financial Institutions regulates a number of financial services providers through our three divisions. The Banking Division regulates state-chartered banks and independent trust companies. The Credit Union Division regulates state-chartered credit unions. The Consumer Division regulates Money Brokers, Deferred Presentment Service Providers (Payday Lenders), Consumer Finance Companies, Collection Agencies, and Money Transmitters.
Online License Application and Renewal System
This system is part of North Dakota's electronic government initiative. By applying for or renewing your license online you will be able to insure all the information we maintain in our files is accurate and up to date. In addition, applying for or renewing your license online will allow both your company and our agency to expedite the application process.
Rules and Regulations
The following are selected sections of the North Dakota Century Code that are applicable to financial institutions.
News and Alerts
- IRS Income Verification Express Service
- DFI Biennial Report July 1, 2005 to June 30, 2007 (5.87mb pdf)
- Department Adopts CSBS-AARMR-NACCA Statement on Subprime Lending (93kb pdf)
- Job Service North Dakota to Pay Unemployment Insurance Benefits on Debit Cards - Important Information for Financial Institutions (193kb pdf)
- Advisory to Deferred Presentment Service Providers on Dept. of Defence Final Rule on Consumer Credit Extended to Service Members and Dependents (3,325kb pdf)
- CSBS Opposes Farm Credit System Expansion Plan
- Commissioner Karsky issues Guidance on Nontraditional Mortgages
- IRS Guidance for Banks and Credit Unions on Levy Compliance
- Emails purporting to come from the FBI are phony
Department Newsletter
- October 2005 (189kb pdf) (Consumer Licensees Only)
- March 2004 (747kb pdf) (Banks and Credit Unions)
Monthly Bulletin
- June (23kb pdf)
