Medium

Examination of Sanford Health Plan complete; report issued

Wednesday, March 6, 2024 at 08:30 am

Categories: News

The North Dakota Insurance Department has completed and published a market conduct examination report of Sanford Health Plan (SHP), finding non-compliance with state and federal laws within the target areas of the examination. 


Godfread elected NAIC president-elect

Tuesday, December 5, 2023 at 11:00 am

Categories: News

Insurance Commissioner Jon Godfread has been elected president-elect of the National Association of Insurance Commissioners (NAIC).


Medicare Part D enrollment begins, free assistance available

Monday, October 16, 2023 at 09:47 am

Categories: News

The open enrollment period for Medicare Part D plans is now open and runs through Dec. 7. 


Oct. 8-14 is Fire Prevention Week in North Dakota

Monday, October 9, 2023 at 02:50 pm

Categories: News

Oct. 8-14 has been proclaimed Fire Prevention Week in North Dakota by Gov. Doug Burgum.  


Godfread announces rates for 2024 ACA plans

Wednesday, October 4, 2023 at 09:09 am

Categories: News

Insurance Commissioner Jon Godfread has approved the rates for individual and small group health insurance plans compliant with the Affordable Care Act (ACA).


Judge grants preliminary injunction in long-term care insurance case

Thursday, September 21, 2023 at 09:23 am

Categories: News

A North Dakota district judge has denied a motion to dismiss a case and granted a preliminary injunction against the Pennsylvania Insurance Commissioner, a win for North Dakota consumers.


Feds approve new benefits for North Dakota ACA plans

Tuesday, September 5, 2023 at 09:10 am

Categories: News, Consumers, Health Insurance, Legislation

The federal government has approved North Dakota’s application to change the essential health benefit (EHB) benchmark plan for Affordable Care Act (ACA) plans in the state.


Application now open for Comprehensive Medication Management Advisory Committee position

Friday, August 4, 2023 at 02:08 pm

Categories: Health Insurance, Legislation

The Comprehensive Medication Management Advisory Committee has an open position for an enrolled member of an Affordable Care Act (ACA) health benefit plan in North Dakota. Anyone in North Dakota enrolled in this type of plan is welcome to apply.


Office of the State Fire Marshal under Insurance Commissioner effective July 1

Monday, July 3, 2023 at 08:12 am

Categories: News

The Office of the State Fire Marshal has moved from under the Attorney General to the Insurance Commissioner, effective July 1.


Insurance Awareness Day proclaimed in North Dakota

Wednesday, June 28, 2023 at 11:02 am

Categories: News

Gov. Doug Burgum has proclaimed June 28, 2023, as Insurance Awareness Day in North Dakota.


North Dakota issues proclamation to highlight post-disaster contractor fraud

Monday, May 22, 2023 at 10:03 am

Categories: News, Department, Insurance Fraud

North Dakota is joining forces with the National Insurance Crime Bureau (NICB) during NICB’s Contractor Fraud Awareness Week to educate homeowners on how to avoid becoming a victim of deceptive contractors after a natural disaster. 


Legislation signed allocating additional funds to fire districts, moves State Fire Marshal

Monday, May 1, 2023 at 02:30 pm

Categories: News, Department, Legislation

Gov. Doug Burgum has signed legislation providing more funding for fire districts and moving the Office of the State Fire Marshal to the North Dakota Insurance Department. 


Insurance Department releases auto insurance cost survey

Tuesday, April 18, 2023 at 09:02 am

Categories: News

The North Dakota Insurance Department has released the results of an annual survey on the cost of auto insurance in North Dakota.


Insurance Department issues letter to producers on flood insurance

Thursday, April 13, 2023 at 09:35 am

Categories: News, Legislation, Producers

The North Dakota Insurance Department has sent a letter to resident producers to raise awareness of issues surrounding the National Flood Insurance Program (NFIP). 


North Dakota enacts legislation to join the Insurance Compact

Monday, April 10, 2023 at 02:34 pm

Categories: News, Companies, Legislation, NAIC

North Dakota is the 47th jurisdiction to join the Interstate Insurance Product Regulation Commission (Insurance Compact).  Governor Doug Burgum signed Senate Bill 2172 on April 6th, which takes effect on August 1, 2023.


Godfread issues bulletin for long-term care insurance claims

Thursday, March 2, 2023 at 11:45 am

Categories: News, Companies, Consumers, Health Insurance

Insurance Commissioner Jon Godfread Wednesday issued a bulletin reminding insurance companies involved in long-term care policies about denying claims based on the type of facility.


Godfread elected Vice President of NAIC

Wednesday, December 21, 2022 at 11:23 am

Categories: News, NAIC

Insurance Commissioner Jon Godfread was elected Vice President of the National Association of Insurance Commissioners (NAIC) for 2023 during its National Fall Meeting in Tampa.


North Dakota Insurance Department receives five-year accreditation

Sunday, December 18, 2022 at 12:31 pm

Categories: Company Licensing, News, NAIC

The North Dakota Insurance Department has received a five-year accreditation renewal from the National Association of Insurance Commissioners (NAIC) to examine and review the financial solvency of insurance companies in North Dakota.


Godfread selected for Rodel Fellowship

Friday, November 18, 2022 at 11:02 am

Categories: News

Insurance Commissioner Jon Godfread has been selected for the class of 2023 Rodel Fellowship.


Godfread urges review during open enrollment period

Tuesday, November 1, 2022 at 11:02 am

Categories: News, Consumers, Health Insurance, Medicare

November 1 begins the open enrollment period for health insurance plans under the Affordable Care Act (ACA) and Insurance Commissioner Jon Godfread is encouraging all North Dakotans to shop around and review plans.


Godfread announces 2023 health insurance rates

Tuesday, October 11, 2022 at 10:00 am

Categories: Companies, Consumers, Health Insurance

Insurance Commissioner Jon Godfread has released the approved rates for individual and small group health insurance plans for the 2023 plan year.


Godfread urges review of auto insurance as school year starts

Friday, September 2, 2022 at 09:40 am

Categories: Department

With the school year for many students underway, Insurance Commissioner Jon Godfread is urging North Dakota parents and guardians to review their auto insurance policies to ensure that their students are covered while riding school buses. 


Kopp completes Northwestern University police training

Wednesday, August 17, 2022 at 09:15 am

Categories: Department

The North Dakota Insurance Department is pleased to announce the recent graduation of Special Investigator Rebecca Kopp from the School of Police Staff and Command at Northwestern University


Cass County resident charged with class B felony insurance fraud

Tuesday, August 9, 2022 at 08:30 am

Categories: Consumers, Department

The Cass County State’s Attorney’s office, in conjunction with the North Dakota Insurance Department, have brought charges against a resident of Cass County for committing insurance fraud.


North Dakota Insurance Department to analyze blockchain use on assessing uninsured motorist issue

Wednesday, July 20, 2022

Categories: Consumers, Department

The North Dakota Insurance Department (NDID), in conjunction with the North Dakota Department of Transportation (NDDOT), is conducting a proof-of-concept (“POC”) leveraging blockchain technology to identify uninsured drivers. 


June 28 proclaimed as Insurance Awareness Day

Monday, June 27, 2022 at 02:58 pm

Categories: Department

Gov. Doug Burgum has declared June 28 as Insurance Awareness Day in North Dakota.


North Dakota pursuing legal action on long-term care insurance

Wednesday, June 8, 2022 at 01:47 pm

Categories: Companies, Consumers, Department

On behalf of the State of North Dakota, Insurance Commissioner Jon Godfread filed a lawsuit in Burleigh County District Court in February against the Pennsylvania Insurance Commissioner, in their capacity as rehabilitator of the Senior Health Insurance Company of Pennsylvania (SHIP), to force the adherence to state insurance laws and to protect North Dakota consumers.


Commissioner Godfread recognized for work supporting firefighters

Monday, June 6, 2022 at 02:26 pm

Categories: Consumers, Department, Legislation

Insurance Commissioner Jon Godfread has been recognized by the North Dakota Firefighter’s Association (NDFA) and the North Dakota Fire Chief’s Association for his work supporting the organizations and its members across the state.


Godfread signs letter asking Congress for Medicare Advantage plan marketing authority

Tuesday, May 17, 2022 at 10:57 am

Categories: Consumers, Department, Medicare

In collaboration with regulators across the country, Insurance Commissioner Jon Godfread has co-signed a letter asking Congress to allow states to govern the marketing practices of Medicare Advantage plans.


Study on insurance coverage for lignite coal industry presented to committee

Thursday, May 12, 2022 at 02:08 pm

Categories: Department

Insurance Commissioner Jon Godfread presented the findings of a recent study to the legislature's interim Energy Development and Transmission Committee.


Godfread urges delivery drivers to review auto insurance

Thursday, April 21, 2022 at 03:00 pm

Categories: Consumers, Department

Due to a recent rise in incidents involving so-called ‘gig’ delivery drivers, Insurance Commissioner Jon Godfread is urging delivery drivers to review their auto insurance policy.


North Dakota Insurance Department releases auto insurance survey

Friday, April 1, 2022 at 10:00 am

Categories: Consumers, Department

The North Dakota Insurance Department has released the results of an annual survey of the cost comparison of auto insurance in North Dakota


North Dakota Insurance Department announces new exam vendor

Thursday, March 24, 2022 at 11:00 am

Effective March 1, 2022, PSI is the exam vendor for the North Dakota Insurance Producers License Examinations. Effective March 1, 2022, the exam will also change from a two-part exam to a one-part exam.


Godfread announces examination of Sanford Health Plan

Thursday, March 17, 2022 at 09:00 am

Categories: Department

Insurance Commissioner Jon Godfread announced today a market examination of Sanford Health Plan.


Godfread Issues Statement on Sanford Executive Payouts

Tuesday, November 16, 2021

Categories: Consumers, Department, Health Insurance

Insurance Commissioner Jon Godfread today issued a statement in response to the press regarding former Sanford CEO being paid more than $49M last year.


Godfread Announces Approved 2022 Health Insurance Rates

Tuesday, October 19, 2021

Categories: Companies, Consumers, Department, Health Insurance

Insurance Commissioner Jon Godfread today released the approved health insurance rates for both individual and small group plans for 2022, and encourages consumers to start early, stay informed and shop around.


Insurance Department to Join SHIP to Provide Medicare Education at Virtual Fair

Friday, June 18, 2021 at 08:00 am

Categories: Consumers, Medicare

The Insurance Department will be available to assist Medicare-eligible individuals of all ages during a Medicare Virtual Fair hosted by the State Health Insurance Assistance Programs (SHIP) National Network from 2-6 p.m. on Wednesday, June 23. The event will provide individuals turning 65, retiring or joining Medicare because of a disability with the opportunity to learn more about signing up for Medicare from their computer or mobile device.


Special Enrollment Period for Health Insurance Extended to August 15

Wednesday, March 31, 2021 at 08:00 am

Categories: Consumers, Health Insurance

Insurance Commissioner Jon Godfread today urged North Dakotans to take advantage of the extension of the Special Enrollment Period (SEP) for health insurance coverage on the federally run health care exchange. The SEP is open now and will remain open through Aug. 15, 2021, to all exchange-eligible consumers, whether submitting a new application or updating an existing application. The Centers for Medicare & Medicaid Services (CMS) extended access to the SEP to give consumers additional time to take advantage of new savings through the American Rescue Plan.


Special Enrollment Period for Health Insurance Begins Feb. 15

Wednesday, February 10, 2021 at 08:00 am

Categories: Consumers, Health Insurance, Producers

Insurance Commissioner Jon Godfread today urged North Dakotans to take advantage of the Special Enrollment Period (SEP) for health insurance coverage on the federally run health care exchange if they are currently without insurance. In accordance with the Executive Order issued by President Biden, the U.S. Department of Health and Human Services (HHS), through the Centers for Medicare & Medicaid Services (CMS), announced the SEP in response to the COVID-19 pandemic. Beginning Feb. 15, 2021 through May 15, 2021, this SEP will be open to all exchange-eligible consumers who are submitting a new application or updating an existing application.


Godfread Announces Approved 2021 Health Insurance Rates

Wednesday, October 21, 2020 at 08:00 am

Categories: Consumers, Health Insurance

Insurance Commissioner Jon Godfread today released the approved health insurance rates for both individual and small group plans for 2021, and encourages consumers to start early, stay informed and shop around.


Insurance Department to Begin Scheduling Medicare Part D Counseling Appointments on Oct. 5

Thursday, October 1, 2020 at 09:00 am

Categories: Consumers, Medicare

Insurance Commissioner Jon Godfread today announced that the Insurance Department will begin scheduling telephone counseling appointments for Medicare Part D on Monday, Oct. 5, for appointments beginning after Oct. 15.


Godfread Proposes New North Dakota-focused Legacy Fund Policy

Monday, September 28, 2020 at 09:00 am

Insurance Commissioner Jon Godfread has called upon the State Investment Board (SIB) to begin investing a portion of the Legacy Fund in investment projects within North Dakota. Godfread, who serves as one of three statewide elected officials on the SIB, proposed a new “strategic vision plan that will bring needed capital to new and existing North Dakota businesses.”


Godfread Presents First-of-its-kind Health Care Study to Health Care Committee

Thursday, September 10, 2020

Categories: Health Insurance, Legislation

Insurance Commissioner Jon Godfread today presented the North Dakota 66th Legislative Assembly Interim Health Care Study to the legislative Health Care Committee. During the 66th Legislative Session, the North Dakota Insurance Department was tasked with assisting Legislative Management in conducting an interim study of health insurance premium trends. The study is unique because the legislature foresaw the need to look beyond insurance carriers and authorized the collection of data from hospitals within North Dakota.


Insurance Commissioner Issues Bulletin Addressing Coverage for COVID-19 Testing, Including Antibody Testing

Monday, May 18, 2020 at 11:00 am

Categories: Companies, Consumers, Health Insurance, Producers

Insurance Commissioner Jon Godfread today announced the issuance of Bulletin 2020-10 addressing coverage for COVID-19 (coronavirus) testing in response to Executive Order 2020-03 by Governor Doug Burgum. This new bulletin builds upon Bulletin 2020-1.1 in which health carriers and travel insurers are asked to identify and remove barriers to testing and treatment for COVID-19.


Insurance Commissioner Announces Availability of Online Producer Licensing Testing

Monday, April 20, 2020 at 10:00 am

Categories: Producers

Insurance Commissioner Jon Godfread today announced the availability of an online, remotely proctored testing application called ProProctor™, offered by Prometric, the producer licensing testing and assessment provider for North Dakota.


Insurance Commissioner Encourages NFIP Policyholders to Take Advantage of Grace Period Extension

Tuesday, April 7, 2020 at 08:30 am

Categories: Consumers

Insurance Commissioner Jon Godfread today encouraged renters, homeowners, farmers and business owners to take advantage of the recently announced flood insurance renewal grace period extension.


Insurance Department and Insurance Companies Collaborate to Benefit North Dakota Consumers

Monday, April 6, 2020 at 04:30 am

Categories: Consumers

Insurance Commissioner Jon Godfread today applauded the issuance of "Shelter-in-Place-Payback" to car insurance drivers insured by Allstate and the creation of the “Return of Premium Relief Fund” by American Family Insurance. Allstate and American Family Insurance are returning savings resulting from the COVID-19 pandemic. Both Allstate and American Family Insurance have acknowledged that they arrived at these relief options for customers, in part, as a result of various bulletins and guidance from the North Dakota Insurance Department.


Insurance Commissioner Issues Bulletins to Protect North Dakotans During COVID-19 Pandemic

Monday, March 30, 2020 at 02:00 pm

Categories: Companies, Consumers, Health Insurance, Producers

Insurance Commissioner Jon Godfread today announced the issuance of seven bulletins in response to executive orders made by Governor Doug Burgum and in the interest of protecting North Dakotans during the COVID-19 (coronavirus) pandemic. COVID-19 is a highly contagious, viral disease for which the only known method of prevention is to avoid being exposed to the virus by reducing contact with other individuals.


NDID Office Locations No Longer Taking Walk-in Traffic Until May 1, 2020

Tuesday, March 17, 2020 at 05:00 pm

Categories: Consumers, Department

To better protect the health of our employees and consumers, North Dakota Insurance Department office locations will not be taking walk-in traffic until May 1, 2020.

If you need to contact NDID, we encourage you to do so via email at insurance@nd.gov.

If you are unable to contact NDID via email, please call our main phone number at (701) 328-2440 or our Consumer Hotline at (800) 247-0560.

Information and updates about NDID can be found on our website at www.insurance.nd.gov.


Insurance Commissioner Issues Bulletin Supporting Coverage for Coronavirus (COVD-19) Testing

Wednesday, March 11, 2020

Categories: Companies, Consumers, Health Insurance, Producers

Insurance Commissioner Jon Godfread today issued a Bulletin to all North Dakota health and travel insurance companies regarding coverage and access to testing for Coronavirus Disease 2019 (COVID-19). The bulletin urges companies to waive cost sharing requirements for the testing of COVID-19 and encourages health insurance companies to review other operations in preparation for COVID-19 potentially coming to North Dakota.


Insurance Commissioner Collaborates with AAIS and IBM to Bring New Data Solution to North Dakota

Wednesday, February 26, 2020 at 08:30 am

Categories: Companies, Department

Insurance Commissioner Jon Godfread today brought together members of the North Dakota insurance industry to introduce a new data solution called Insurance Data Link (openIDL), governed by AAIS, a statistical agent and advisory organization, on IBM Blockchain. The openIDL is the first blockchain platform that enables efficient and secure sharing of statistical data like policy count, premium volume, claims and loss experience data.


Godfread Issues Cease and Desist to Air Ambulance Company for Breaking North Dakota Law

Monday, February 10, 2020 at 10:30 am

Insurance Commissioner Jon Godfread today issued a cease and desist order to AirMedCare Network for selling air ambulance subscriptions to North Dakotans illegally. Consumer protection legislation enacted in 2017 banned the sale of air ambulance subscriptions in North Dakota.


Insurance Commissioner Urges Consumers Not to Wait to Purchase Flood Insurance

Monday, January 20, 2020 at 11:00 pm

Categories: Consumers, Producers

Insurance Commissioner Jon Godfread today encouraged renters, homeowners, farmers and business owners to better understand their flood risk and insurance coverage following a wet autumn and heavy winter snowfall.


Open Enrollment Period Extended, Will End on December 18

Monday, December 16, 2019 at 03:55 pm

Categories: Consumers, Health Insurance

The North Dakota Insurance Department was informed today that the Centers for Medicare & Medicaid Services (CMS) has extended the Open Enrollment Period to accommodate consumers who attempted to enroll in coverage during the final hours of Open Enrollment but who may have experienced issues. The deadline to sign up for Jan. 1, 2020 coverage is now 2 a.m. CST on Dec. 18, 2019. 


Godfread Presents Health Insurance Report to Health Care Committee in Grand Forks

Wednesday, November 20, 2019 at 02:00 pm

Categories: Consumers, Health Insurance

Insurance Commissioner Jon Godfread today presented the Private Health Insurance Market Report for 2014-2018 to the legislative Health Care Committee at the University of North Dakota School of Medicine and Health Sciences in Grand Forks. The report was compiled to provide North Dakotans with more information about the health insurance market in North Dakota.


Godfread Claims World’s Tallest Politician Title from Brooklyn City Councilman

Tuesday, November 12, 2019 at 09:00 am

Insurance Commissioner Jon Godfread today announced that he has been named World’s Tallest Politician (male) by Guinness World Records. Godfread’s official height is 6 feet, 10 inches (210.767 centimeters) tall as verified in Bismarck on Oct. 4, 2019.


2019 Medicare Part D Annual Enrollment Events to Include Extended Hours in Fargo, Minot and Bismarck

Wednesday, October 9, 2019 at 08:00 am

Categories: Consumers, Health Insurance

The Insurance Department will again be hosting nine, statewide Medicare Part D Annual Enrollment Events beginning on Tuesday, Oct. 15 in Grand Forks. The events will provide Medicare beneficiaries of all ages with the opportunity to review, plan or shop for coverage options with the assistance of trained, volunteer counselors. This year, the hours of operation have been extended for the Fargo, Minot and Bismarck events, communities where attendance has been highest in past years.


Godfread Announces Decrease of 20 Percent on Average in Individual Health Insurance Rates with Reinsurance Program

Tuesday, October 1, 2019 at 08:00 am

Categories: Companies, Consumers, Health Insurance, Legislation, Medicare

Insurance Commissioner Jon Godfread today released the approved health insurance rates for both individual and small group plans for 2020. Godfread approved the 2020 rates which average up to 20% in savings for North Dakotans purchasing an individual health insurance plan due to the implementation of the state-based reinsurance program.


Insurance Department Investigation Leads to Fraud Conviction for Bismarck Man

Friday, September 20, 2019 at 08:00 am

Categories: Insurance Fraud

Insurance Commissioner Jon Godfread today announced that Akeem Foster of Bismarck was sentenced in Burleigh County District Court after pleading guilty to one count of a class C felony theft by deception and class A misdemeanor acting as a bail bond agent without a license following an investigation conducted by the North Dakota Insurance Department.


Godfread Appoints Arnold as Deputy Insurance Commissioner and Palsgraaf as General Counsel

Tuesday, September 17, 2019 at 08:00 am

Categories: Department

Insurance Commissioner Jon Godfread announced today that he has appointed John Arnold as Deputy Insurance Commissioner and Johnny Palsgraaf as General Counsel.


Godfread Announces Federal Approval of State-based Reinsurance Program for Individual Health Insurance Market

Thursday, August 1, 2019 at 10:00 am

Categories: Companies, Consumers, Department, Health Insurance, Legislation, Producers

Insurance Commissioner Jon Godfread announced today that the proposed state-based reinsurance program developed by the North Dakota Insurance Department for the individual health insurance market has been approved by the federal government and will be in place for the 2020 health insurance plan year.


Insurance Commissioner Urges Senate to Pass Legislation Protecting Consumers from Air Ambulance Balance Bills

Thursday, July 11, 2019 at 08:00 am

Categories: Consumers, Legislation

Insurance Commissioner Jon Godfread, sent a letter on July 2, 2019, to Senate leaders Mitch McConnell (R-KY) and Charles Schumer (D-NY), North Dakota Senators John Hoeven (R-ND) and Kevin Cramer (R-ND), and the rest of the U.S. Senate expressing his support for section 105 of the Lower Health Care Costs Act prohibiting surprise bills from air ambulance providers.


Insurance Commissioner Fines Blue Cross Blue Shield of North Dakota $125,000 as a Result of Market Conduct Examination

Tuesday, July 9, 2019 at 08:00 am

Categories: Companies, Consumers, Department, Health Insurance, Producers

Insurance Commissioner Jon Godfread today issued a Consent Order finalizing a yearlong market conduct examination of Blue Cross Blue Shield of North Dakota (BCBSND).


Insurance Department First State Agency in North Dakota to Launch LiveChat on Redesigned Website

Monday, July 1, 2019 at 08:00 am

Categories: Companies, Consumers, Department, Producers

Insurance Commissioner Jon Godfread today announced the launch of the North Dakota Insurance Department’s LiveChat application on its redesigned website.


Insurance Department Files Fraud Charges Against Two Individuals Totaling Nearly $29,000

Wednesday, June 12, 2019 at 08:00 am

Categories: Consumers, Department, Insurance Fraud, Producers

Insurance Commissioner Jon Godfread, in partnership with the Cass County and Burleigh County State’s Attorney’s Offices, today announced the filing of insurance fraud charges against two individuals, Scott Goebel of Fargo, ND, and Marcus Lavallie of Bismarck, ND.


Burgum Signs Bill Establishing Reinsurance for North Dakota’s Individual Health Insurance Market

Monday, April 22, 2019 at 01:00 pm

Categories: Companies, Consumers, Department, Health Insurance, Legislation, Producers

Insurance Commissioner Jon Godfread today praised the signing of Insurance Department legislation House Bill 1106, relating to the establishment of an invisible reinsurance pool for the individual health insurance market, by Governor Doug Burgum.


Insurance Department Opens Public Comment Period on Proposed State Reinsurance Program

Friday, April 5, 2019 at 08:30 am

Categories: Companies, Consumers, Health Insurance, Producers

Insurance Commissioner Jon Godfread announced today that the North Dakota Insurance Department is opening a 31-day public comment period on the proposed state reinsurance program for the individual health insurance market. The comment period will run from April 5 to May 6, 2019.


HB 1106 Relating to Invisible Reinsurance Pool Passes the House with Unanimous Vote

Thursday, February 21, 2019 at 08:00 am

Categories: Health Insurance, Legislation

Insurance Department proposed legislation, HB 1106 relating to the establishment of an invisible reinsurance pool for the individual health insurance market, passed the North Dakota House of Representatives on Tuesday with a unanimous do pass vote.


Insurance Department Investigation Leads to Fraud Conviction for Williston Chiropractor

Monday, February 11, 2019 at 08:00 am

Categories: Insurance Fraud

Insurance Commissioner Jon Godfread today announced that Dr. Sheryar Masud of Williston, ND, was sentenced in Cass County District Court after pleading guilty to one count of a class A felony fraudulent insurance act following an investigation conducted by the North Dakota Insurance Department.


Godfread Nominated for Federal Air Ambulance Billing Advisory Committee as Judge Issues Split Decision in North Dakota Lawsuit

Tuesday, January 29, 2019 at 08:00 am

Categories: NAIC

Insurance Commissioner Jon Godfread announced today that he has been nominated by the National Association of Insurance Commissioners (NAIC) to serve as the state insurance regulator on the Air Ambulance and Patient Billing Advisory Committee recently created by Congress.


Insurance Department Encourages Consumers to Shop Around as Open Enrollment Period Begins

Wednesday, October 31, 2018 at 08:00 am

Categories: Consumers, Health Insurance

BISMARCK, N.D. – As the 2019 Open Enrollment Period begins on Nov. 1 and ends Dec. 15, many North Dakotans must soon make critical decisions about their 2019 health insurance amid a barrage of news and opinions regarding healthcare. To help make the most informed decisions possible, the North Dakota Insurance Department encourages consumers to streamline their health insurance research process.


Insurance Commissioner Recognized by Autism Speaks as 2018 Executive Champion

Wednesday, October 17, 2018 at 08:00 am

Categories: Consumers, Health Insurance

BISMARCK, N.D. – Insurance Commissioner Jon Godfread was recognized as a 2018 Executive Champion by Autism Speaks in appreciation of exceptional advocacy on behalf of individuals with autism in North Dakota earlier this month.


Additional Date Scheduled for 2018 Medicare Part D Annual Enrollment Events

Wednesday, October 10, 2018 at 08:00 am

Categories: Consumers, Health Insurance, Medicare

BISMARCK, N.D. – The Insurance Department will be hosting a series of nine, statewide Medicare Part D Annual Enrollment Events beginning on Tuesday, Oct. 16 in Grand Forks.


Insurance Department Releases Health Insurance Reform Study Findings and Approved ACA Health Insurance Rates

Wednesday, September 26, 2018 at 08:00 am

Categories: Consumers, Health Insurance

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today presented the findings from a study preformed to better understand the options available and potential impact of attempting to stabilize the individual health insurance market in North Dakota to the interim Health Care Reform Review Committee.


Insurance Commissioner Issues Bulletin Supporting Treatments for Autism Spectrum Disorder

Wednesday, July 11, 2018 at 08:00 am

Categories: Consumers, Health Insurance

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today issued a Bulletin to all North Dakota health insurance carriers providing coverage for Autism Spectrum Disorder notifying them that treatments for autism cannot be excluded from an insurance policy.


Insurance Commissioner Offers Tips for Preventing Fraud as Beneficiaries Receive New Medicare Cards

Tuesday, July 10, 2018 at 08:00 am

Categories: Consumers, Medicare

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today alerted North Dakota Medicare beneficiaries that they will be receiving new Medicare cards from the Centers for Medicare & Medicaid Services (CMS) in an effort to better protect their safety and security.


Insurance Commissioner Issues Statement on the Association Health Plan Final Rule

Tuesday, June 26, 2018 at 08:00 am

Categories: Health Insurance

BISMARCK, N.D. – Insurance Commissioner Jon Godfread issued the following statement today in response to the U.S. Department of Labor’s issuance of the Final Rule on Association Health Plans (AHPs) on June 19, helping millions of Americans obtain quality, affordable health coverage.


Insurance Department to Analyze Options for Health Insurance Reform in North Dakota

Tuesday, May 8, 2018 at 08:00 am

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the North Dakota Insurance Department is seeking to work with a consultant in order to perform actuarial and other analysis of state proposals to reform North Dakota’s individual health insurance market.


Insurance Department Files Fraud Charge Against Burleigh County Man

Friday, April 27, 2018 at 08:00 am

Categories: Insurance Fraud

BISMARCK, N.D. – Insurance Commissioner Jon Godfread, in partnership with the Bismarck Police Department and the Burleigh County State’s Attorney’s Office, today announced the filing of an insurance fraud charge against James Lagein of Bismarck, ND.


Godfread Announces Examination of Blue Cross Blue Shield Behavioral Health and Substance Abuse Coverage Practices

Tuesday, March 27, 2018 at 08:00 am

Categories: Companies, Health Insurance

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced a market conduct examination of Noridian Mutual Insurance Company, which sells health insurance in North Dakota as Blue Cross Blue Shield of North Dakota (BCBSND).


Consumer Protection Legislation Regarding Air Ambulance Billing Now in Effect

Wednesday, January 3, 2018 at 08:00 am

Categories: Legislation

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today reminded North Dakota consumers that the new state law regulating how health insurance companies pay out-of-network air ambulance claims became effective Jan. 1, 2018.


Insurance Department Partners with VA to Reimburse Veterans for Exam Fees

Thursday, December 21, 2017 at 08:00 am

Categories: Producers

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced that as of Dec. 8, 2017, veterans who have taken or plan to take any of the nine North Dakota insurance producer exams after June 1, 2017, qualify to be reimbursed for their exam fee through a partnership between the North Dakota Insurance Department and the Veterans Educational Assistance Program (VEAP), a program of the U.S. Department of Veterans Affairs (VA).


Insurance Department Recovers $5.5 Million for North Dakota Life Insurance Beneficiaries

Wednesday, December 20, 2017 at 08:00 am

Categories: Consumers

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the North Dakota Insurance Department has recovered more than $5.5 million for North Dakota life insurance beneficiaries through the examination of 30 top life insurers’ use of the Social Security Administration’s Death Master File (DMF).


Insurance Department Encourages Consumers to Shop Around as Open Enrollment Period Begins

Monday, October 30, 2017 at 08:00 am

Categories: Consumers, Health Insurance

BISMARCK, N.D. – As the 2018 Open Enrollment Period will begin on Nov. 1 and end Dec. 15, many North Dakotans must soon make critical decisions about their 2018 health insurance amid a barrage of news and opinions regarding healthcare.


Sanford Health Plan to Remain on the ACA Individual Health Insurance Exchange in 2018

Thursday, October 26, 2017 at 08:00 am

Categories: Consumers, Health Insurance

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today confirmed that Sanford Health Plan will offer coverage on the Affordable Care Act (ACA) Exchange for individual health insurance plans in some North Dakota counties for 2018.


Insurance Commissioner to Deny Additional Rate Increases Following Non-payments of CSRs

Tuesday, October 17, 2017 at 08:00 am

Categories: Consumers, Health Insurance

BISMARCK, N.D. – North Dakota Insurance Commissioner Jon Godfread announced yesterday in a live television interview that after careful consideration, following President Donald Trump’s announcement regarding non-payments of cost sharing reductions (CSRs) to insurance carriers, he will deny any additional rate increases to individual health insurance premium rates for Affordable Care Act (ACA)-compliant plans to be offered in North Dakota beginning Jan. 1, 2018.


Insurance Commissioner to Kick Off Medicare Part D Annual Enrollment Events in Grand Forks

Friday, October 13, 2017 at 08:00 am

Categories: Consumers, Medicare

BISMARCK, N.D. – Insurance Commissioner Jon Godfread will kick off a series of eight, statewide Medicare Part D Annual Enrollment Events in Grand Forks on Tuesday, Oct. 17.


Insurance Department Releases Approved ACA Health Insurance Premiums, Encourages Consumers to Shop

Friday, October 6, 2017 at 08:00 am

Categories: Consumers, Health Insurance

BISMARCK, N.D. – The North Dakota Insurance Department today announced the approved health insurance premium rates for Affordable Care Act (ACA)-compliant individual and group plans to be offered in North Dakota beginning Jan. 1, 2018.


Medica Leaving North Dakota Individual Health Insurance Exchange in 2018

Thursday, September 28, 2017 at 08:00 am

Categories: Companies, Consumers, Health Insurance

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today confirmed that the Insurance Department was informed late Wednesday, Sept. 27, that Medica does not intend to sign an agreement with the federal government to offer coverage on the Affordable Care Act (ACA) Exchange for their individual health insurance in North Dakota for 2018.


Insurance Commissioner Provides Recommendations to Senate Committee on Health, Education, Labor and Pensions

Monday, September 11, 2017 at 08:00 am

BISMARCK, N.D. – Insurance Commissioner Jon Godfread, sent a letter Friday to Senate Committee on Health, Education, Labor and Pensions Chair, Senator Lamar Alexander (R-TN), in response to a request for recommendations on legislative changes to give states additional flexibility in stabilizing their individual market and developing broader state-based insurance coverage reforms.


Insurance Department Receives Accreditation at NAIC Summer Meeting

Thursday, August 17, 2017 at 08:00 am

Categories: NAIC

BISMARCK, N.D. – Insurance Commissioner Jon Godfread, along with six other Insurance Department employees, joined insurance regulators from across the U.S. last week for the National Association of Insurance Commissioners (NAIC) summer meeting in Philadelphia, PA.


Insurance Department Releases Comprehensive Summary of 2017 Legislative Session

Tuesday, August 1, 2017 at 08:00 am

Categories: Legislation

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today released a comprehensive summary of insurance legislation passed during the 2017 Legislative Session.


Insurance Department Releases Air Ambulance Participation Guide

Monday, July 31, 2017 at 08:00 am

BISMARCK, N.D. – The Insurance Department today released a guide to hospitals for consumers showing which air ambulance companies operating in North Dakota have contractual agreements (in-network) with the state’s three major health insurance companies – Blue Cross Blue Shield of North Dakota, Sanford Health Plan and Medica.


Insurance Department Files Fraud Charge Against Morton County Man

Thursday, July 27, 2017 at 08:00 am

Categories: Insurance Fraud

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the recent insurance fraud charge filed against Joshua Kadrmas, of Mandan, ND. Kadrmas is scheduled for a first appearance in court on August 22 in Morton County.


Insurance Commissioner Urges North Dakotans to Know What to Do After A Severe Summer Storm

Thursday, June 29, 2017 at 08:00 am

Categories: Consumers

BISMARCK, N.D. – With the summer season officially underway, Insurance Commissioner Jon Godfread urges North Dakotans to be prepared and know what to do after a severe summer storm if they’ve suffered damages or loss.


Insurance Commissioner Signs Letter Denouncing California’s Climate Risk Carbon Initiative

Wednesday, June 21, 2017 at 08:00 am

BISMARCK, N.D. – Insurance Commissioner Jon Godfread, along with commissioners from Alabama, Indiana, Kentucky, Montana and Oklahoma, sent a letter Tuesday to California Commissioner Dave Jones expressing their concern for his Climate Risk Carbon Initiative and asking that he cease it immediately.


Insurance Commissioner Encourages Professional Development and Collaboration Through Attendance at NAIC Spring Meeting

Wednesday, April 26, 2017 at 08:00 am

Categories: Department, NAIC

BISMARCK, N.D. – Insurance Commissioner Jon Godfread, along with five other Insurance Department employees, joined insurance regulators from across the U.S. earlier this month for the National Association of Insurance Commissioners (NAIC) spring meeting in Denver.


North Dakota Passes Law Protecting Consumers from Massive, Unexpected Air Ambulance Bills

Tuesday, April 18, 2017 at 08:00 am

Categories: Consumers, Legislation

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today praised the signing of Senate Bill 2231, regarding the regulation of how insurance companies pay for air ambulance services in North Dakota.


Insurance Commissioner Encourages North Dakotans to Prepare for Flood Risk

Monday, March 20, 2017 at 08:00 am

Categories: Consumers

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today encouraged renters, homeowners and business owners to better understand their flood risk and insurance coverage following heavy winter snowfall.


Insurance Commissioner Encourages Individuals Considering Driving for a Ride-hailing Service to Review Their Car Insurance Policy

Friday, March 3, 2017 at 08:00 am

BISMARCK, N.D. – Following recent announcements made by Lyft and Uber regarding the expansion of services in North Dakota, Insurance Commissioner Jon Godfread today encourages individuals considering driving for a ride-hailing service to review their auto insurance policy.


Insurance Commissioner Issues Statement on President Trump’s Address to Congress

Wednesday, March 1, 2017 at 08:00 am

BISMARCK, N.D. – Insurance Commissioner Jon Godfread issued the following statement today in response to President Donald Trump’s remarks on the future of health care reform in the United States during his address to Congress on Tuesday night.


Insurance Department Investigation Leads to Arrest of Ward County Man for Fraud

Tuesday, February 28, 2017 at 08:00 am

Categories: Insurance Fraud

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the recent arrest of Weston Aho, 28, of Sawyer, ND. Aho was charged with insurance fraud, a class C felony, and is scheduled to appear in court on March 13 in Ward County.


Insurance Department Reaches $1.5 Million Agreement with Ameriprise

Tuesday, February 7, 2017 at 08:05 am

Categories: Companies

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the North Dakota Insurance Department has reached a $1.5 million multi-state life insurance agreement with Ameriprise regarding its use of the Social Security Administration’s Death Master File (DMF).


Kelsch Joins the Insurance Department

Tuesday, February 7, 2017 at 08:00 am

Categories: Department

BISMARCK, N.D. – Ashley Kelsch has recently joined the North Dakota Insurance Department as the Public Information Officer. Kelsch previously served as Communications for Governor Jack Dalrymple.


Commissioner Godfread Provides ACA Reform Recommendation to Congress

Tuesday, January 17, 2017 at 08:00 am

BISMARCK, N.D. – North Dakota Insurance Commissioner Jon Godfread provided written recommendation to members of Congress last Friday regarding opportunities to reform the Affordable Care Act (ACA).


Insurance Commissioner Godfread Appoints Ubben and Ost on First Day in Office

Tuesday, January 3, 2017 at 08:00 am

Categories: Department

Bismarck, N.D. - Insurance Commissioner Jon Godfread today appointed Jeff Ubben as deputy insurance commissioner and Marcy Ost as executive assistant as part of his first official day in office