(Revised 7/1/09 ML #3183)
Under the Long Term Care Partnership Program, individuals who purchase long-term care insurance policies that meet certain requirements (“Partnership Policy”) can apply for Medicaid under special rules for determining financial eligibility. These special rules generally allow the individual to protect assets equal to the insurance benefits received from a Partnership Policy so that such assets will not be taken into account in determining financial eligibility for Medicaid and will not subsequently be subject to Medicaid estate recoveries. The North Dakota Long Term Care Partnership Program became effective on January 1, 2007.