The Impact of IRR on SGLI—Know the Facts
Are you a service member who has been recently assigned to the Individual Ready Reserves (IRR)? Then there’s important insurance information you need to know. Your Servicemembers’ Group Life Insurance (SGLI) coverage will end 120 days after the date you were assigned to the IRR.
The good news is you can get similar coverage through Veterans’ Group Life Insurance (VGLI). But you must apply within 1 year and 120 days from the date you were assigned to the Individual Ready Reserves (IRR). If you apply for VGLI within the first 240 days of your assignment to the IRR, then you can get VGLI without providing proof of good health—even if you have a serious injury or medical condition. To apply for VGLI, visit http://www.benefits.va.gov/INSURANCE/apply-for-VGLI.asp.