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Habitat for Humanity

Benefit Category: State
Habitat for Humanity Logo

About Habitat for Humanity:

Lake Agassiz Habitat for Humanity (LAHFH) is a locally run affiliate of Habitat for Humanity International, a non-profit Christian organization with the goal of eliminating poverty housing and homelessness. Our affiliate was established in 1991 to serve the families of Cass and Clay counties.

Habitat for Humanity provides a unique opportunity for hardworking families to build and buy their own homes. Our homes are sold at no profit to our homeowner families, with a 0% interest mortgage. The mortgage lengths vary depending on the family income. Habitat for Humanity homeowner mortgage payments are put into a revolving fund that helps pay for construction of future homes in Cass and Clay counties.

How families are chosen:

The selection of families who will purchase homes from Lake Agassiz Habitat for Humanity is done by the our Family Selection committee in a way that does not discriminate because of race, color, religion, sex, handicap, familial status, sexual orientation, age, gender identity or national origin or because all or part of the applicant’s income is derived from public assistance programs. The applicant families go through the required application and interview process to determine their needs and the ability to meet LAHFH’s requirements.

We use the following criteria to choose families each year:

Residency: Families must have lived or worked within the Lake Agassiz Habitat for Humanity service area for the past year. Lake Agassiz Habitat for Humanity's service area is Cass County of ND and Clay County of MN.

Housing Need: They must currently live in sub-standard housing with structural defects, health hazards, other unsafe conditions, or housing that is simply too small for the family.

Partnership: They are willing to partner with Habitat in the construction of the home by contributing "sweat equity" hours (250 hours of labor per adult in the household).

Affordability Need: Each family has a household income that falls within Habitat’s guidelines and shows an ability to repay the interest-free loan.

For 2014-2015 Family Selection, your Gross Annual income must be within this range in order to be eligible for a Habitat Home.
 

Family Size Gross Annual Income
One $15,200-$25,250
Two $17,350-$28,850
Three $19,500-$32,450
Four $21,650-$36,050
Five $23,400-$38,950
Six $25,150-$41,850
Seven $26,850-$44,750
Eight $28,600-$47,600

Sweat Equity

Every Partner Family adult (age 18 and up) is required to perform a minimum of 250 hours of volunteer work known as "sweat equity" within the Habitat organization before moving into their home. Sweat equity is an exciting learning experience in which Partner Families work with family, neighbors, and friends to build other Partner Families’ homes as well as their own. Working alongside volunteers and future neighbors to build their home and community is one of the most rewarding aspects of Habitat for Humanity for Partner Families. Besides working on the construction site, there are many other ways to complete sweat equity hours such as working at the Habitat for Humanity ReStore, helping in the LAHFH office, and attending classes on home maintenance and financial fitness.

Habitat for Humanity does not give handouts, but instead provides simple, decent and affordable homes to families in need. Click here to read other frequently asked questions about Habitat.

How to apply

If you’re interested in applying for a Habitat home and meet all the criteria listed above, you must first register to attend one of our Application Orientation classes. You only need to attend one class. After registering online, you will be sent a packet. The packet information should be completed and brought with to the class you attend. Register here: http://bit.ly/1jTFThy

Related Resource(s)

Discharge Requests

Most Veteran’s benefits require that applicants provide a copy of their Form DD 214 or discharge record, which is evidence of their veteran status. This is an important document and must be safeguarded. In the State of North Dakota separation documents are considered confidential and privileged NDCC 37-18-11 (13). National Guard members may receive a NGB22 and /or NGB23 upon obtaining 20 years of satisfactory service (20 year letter).