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Discount Program

RMWCP Premium Reduction Program


The Risk Management Workers Compensation Discount Program as of July 1, 2013, has been revised.

The discount program now referred to as the RMWCP Premium Reduction Program has been enhanced to reflect loss control practices that reduce the State’s exposure to work injuries.  The program focus is on the adoption of practices that justify the discounts by reducing the frequency and severity of worker compensation claims involving state employees.

The RMWCP Premium Reduction Program is designed to assist State Agencies in developing and improving current safety/loss control management systems.  The state agency has the option of choosing the program(s) that will be most beneficial to their agency in reducing losses.  State agencies can receive up to a maximum of a 15% premium discount by choosing to participate in an assortment of premium reduction programs that can each provide a 3% discount.   New programs will be added annually. The premium discount will be applied to the net actual premium for the year of participation and the premium discount amount will be deducted from the next guaranteed policy renewal period.    Any discounts awarded may not reduce the charged premium amount below $250.00.

How to apply for the Premium Reduction Program:  Complete and submit the RMWCP Premium Reduction Program Application form to the Risk Management Division by August 29th of each premium year.

If you need any assistance in completing the application process, contact the RMWCP Manager at (701) 328-7583.


RMWCP Premium Reduction Program Requirements

RMWCP Premium Reduction Program Application