Vehicle Liability
The Risk Management Fund’s coverage includes liability arising out of the use of State-owned, State-rented or State-leased vehicles, but only to the extent that the use is within the scope of the employee’s employment. Private use of any of these vehicles is not covered by the Risk Management Fund and will be the employee’s personal responsibility.
State Fleet Vehicles: As of July 1, 1997, vehicles titled to the North Dakota Department of Transportation will be covered by the Risk Management Fund, pursuant to the provisions of the Tort Claims Act.
Rental Vehicles: Liability and comprehensive and collision coverage for vehicles rented short-term when traveling on official state business.
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OMB Fiscal Policy 518 provides that agencies must use state contracts that include liability coverage and damage waiver as part of the base rental rate. See State Cooperative Contract for Rental Vehicles (2 pages).
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Risk Management Guidelines are that agencies purchase the additional damage waiver and liability coverage when renting a vehicle other than in bordering or closely bordering states. See Vehicle Coverage FAQs for more information.
Courtesy/Leased Vehicles: Liability and comprehensive and collision coverage for courtesy/leased vehicles when traveling on official state business.