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Home > Special Funds > State Fire and Tornado Fund
State Fire and Tornado Fund

The State Fire and Tornado Fund provides affordable building and business personal property insurance coverage to state entities and political subdivisions of the state. Currently, the Fund insures 1,166 entities totaling $14.7 billion in coverage (as of July 1, 2018).

To add a new building or an addition to an existing building, complete the Building Application.

To add outside property detached from a structure, complete the Outdoor Property Application.

To change current building or content insurance limits, complete a Coverage Changes on Current Property Insured form.

The Fund offers Equipment Breakdown Coverage (Boiler & Machinery Coverage). This coverage is provided through an endorsement to your commercial property policy with the Fund and has its own deductible per occurrence (loss).

The premium for this coverage endorsement is based on your total insured value listed on your schedule of property with the Fund. Travelers Boiler Re is the Fund's reinsurer for this coverage and adjusts these losses on behalf of the Fund.

If you are interested in obtaining a quote or if you have questions about this coverage, please contact our office.

Download the 2018 State Fire and Tornado Commercial Property Policy.


Policyholders: update your contact information with this form.

To file a claim of loss, complete a Notice of Loss form.

For coverage questions or to submit changes, please contact:

Jeff Bitz                         
Program Director
(701) 328-9600

Jon Nelson
Claims Examiner/Appraiser
(701) 328-9605


To file a loss, please contact:

(701) 328-9600

Mailing Address
North Dakota Insurance Department
600 E Boulevard Ave.
Bismarck, ND 58505-0320

Bismarck Office Location
1640 Burnt Boat Dr.
Bismarck, ND 58503

(701) 328-9600
(701) 328-9610 Fax
(800) 247-0560 Toll-free
(800) 366-6888 TTY Line

Building Application SFN 16259
Commercial Roof Questionnaire SFN 52655
Coverage Changes on Current Property Insured SFN 3380
Loss Prevention Questionnaire SFN 53166
Notice of Loss SFN 9576
Outdoor Property Application SFN 60515

North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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