The State Fire and Tornado Fund provides affordable building and business personal property insurance coverage to state entities and political subdivisions of the state. Currently, the Fund insures 1,145 entities totaling $12.5 billion in coverage (as of 7/1/15).
To add a new building or an addition to an existing building, complete the Building Application.
To add outside property detached from a structure, complete the Outdoor Property Application.
To change current building or content insurance limits, complete a Coverage Changes on Current Property Insured form.
The Fund offers Equipment Breakdown Coverage (Boiler & Machinery Coverage). This coverage is provided through an endorsement to your commercial property policy with the Fund and has its own deductible per occurrence (loss).
The premium for this coverage endorsement is based on your total insured value listed on your schedule of property with the Fund. Travelers Boiler Re is the Fund's reinsurer for this coverage and adjusts these losses on behalf of the Fund.
If you are interested in obtaining a quote or if you have questions about this coverage, please contact our office.
Download the 2016 F&T Commercial Property Policy.
Policyholders: update your contact information with this form.
To file a claim of loss, complete a Notice of Loss form.
For coverage questions or to submit changes, please contact:
To file a loss, please contact:
North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Bismarck office location
1701 S. 12th St.
Bismarck, ND 58504
800.247.0560 toll free
800.366.6888 TTY line