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Home > SHIC > Medicare Supplement > Premium Comparison
Premium Comparison
The following information was filed with the North Dakota Insurance Department which does not endorse or recommend a particular company or plan. Because of a number of factors the annual premiums below are approximate. Factors such as gender, smoker status, and others, may impact the actual premium amount. Price is not the only issue to consider. Please review all issues in relation to your own needs before purchasing a policy.

Most plans are underwritten. Plans with an asterisk * in front of the premium amount are sold on a guaranteed issue basis. Click on the link for further information.

Age of applicant is 72.
The plan shown here is: FH.
Premiums listed are based on a new applicant, male, non-smoker.

The following companies base their premiums on attained age which means the premium is based on your age and will increase as you get older. Premiums may also increase based on company experience or due to Medicare changes.

Attained Age:
Company NamePhone No.AM Best RatingAnnual Premium
Thrivent Financial for Lutherans800-847-4836A++$524
United American Insurance Company972-529-5085A+$562
American National Life Insurance Company of Texas409-762-4661A-$595
Omaha Insurance Company402-342-7600NR$629
National Health Insurance Company888-781-0580A-$663
Colonial Penn Life Insurance Company215-928-8000A-$722
Reserve National Insurance Company405-848-7931A-U$760
Humana Benefit Plan of Illinois, Inc.502-580-1000A-$797
Blue Cross Blue Shield of North Dakota701-282-1100NR$800
Humana Insurance Company 920-336-1100A-$802
American Republic Insurance Company515-245-2000A-$876
American Continental Insurance Company 800-264-4000A U$926
American Republic Corp Insurance Company866-705-9100A-$962
State Mutual Insurance Company706-291-1054B+$1,008
Sanford Health Plan605-328-6868NR$1,105

The following companies base their premiums on issue age which means your premium is based on your age when you purchased the policy. The company will not raise your premium just because you are getting older. Premium may increase based on company experience or due to Medicare changes.

Issue Age:
Company NamePhone No.RatingAnnual Premium
Bankers Fidelity Life Insurance Company800-241-1439A-$744

If you already have a Medicare supplement policy and are considering making a change it is very important that you not cancel your existing coverage until you are certain the new policy is effective.

If you have additional questions, please call 1-800-247-0560 or email us at: ndshic@nd.gov

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North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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