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Home > SHIC > Medicare supplement > Premium comparison
Premium comparison
The following information was filed with the North Dakota Insurance Department which does not endorse or recommend a particular company or plan. Because of a number of factors the annual premiums below are approximate. Factors such as gender, smoker status, and others, may impact the actual premium amount. Price is not the only issue to consider. Please review all issues in relation to your own needs before purchasing a policy.

Most plans are underwritten. Plans with an asterisk * in front of the premium amount are sold on a guaranteed issue basis. Click on the link for further information.

Age of applicant is 72.
The plan shown here is: F.
Premiums listed are based on a new applicant, male, non-smoker.

The following companies base their premiums on attained age which means the premium is based on your age and will increase as you get older. Premiums may also increase based on company experience or due to Medicare changes.

Attained Age:
Company NamePhone No.AM Best RatingAnnual Premium
Transamerica Premier Life Insurance Company319-355-8511A+$1,800
USAA Life Insurance Company210-498-8000A++$1,822
Manhattan Life Insurance Company800-877-7703B+$1,872
Equitable Life and Casualty Insurance Company801-579-3400B+$1,916
Individual Assurance Company Life Health & Accident913-432-1451B+$1,946
Thrivent Financial for Lutherans800-847-4836A++$1,947
Standard Life and Casualty Insurance Company801-538-0376B$1,952
United Teacher Associates Insurance Company512-451-2224B++$1,983
Oxford Life Insurance Company602-263-6666B++$2,002
Humana Benefit Plan of Illinois, Inc.502-580-1000A-$2,015
Central States Indemnity Company of Omaha866-644-3988A+$2,040
Reserve National Insurance Company405-848-7931A-$2,045
Omaha Insurance Company402-342-7600NR$2,048
Government Personnel Mutual Life Insurance Company210-357-2222A-$2,051
State Farm Mutual Automobile Insurance CompanyLOCAL A++$2,057
Americo Financial Life and Annuity Insurance Company816-391-2000A$2,086
Sanford Health Plan888-605-9277NR-5$2,089
Forethought Life Insurance Company317-223-2700A-$2,112
Loyal American Life Insurance Company800-633-6752A-$2,113
American Continental Insurance Company 800-264-4000A-$2,161
American Republic Insurance Company515-245-2000A-$2,192
Noridian Mutual Insurance Company (dba Blue Cross Blue Shield of ND)701-277-2227NR-5$2,212
Combined Insurance Company of America847-953-2025A$2,293
American Retirement Life Insurance Company512-451-2224A-$2,338
Coventry Health and Life Insurance Company800-843-7421A$2,355
United National Life Insurance Company of America847-803-5252A$2,429
Colonial Penn Life Insurance Company215-928-8000B$2,476
Humana Insurance Company 800-866-0581A-$2,488
Sentinel Security Life Insurance Company801-484-8514B++$2,533
State Mutual Insurance Company706-291-1054B+$2,563
Sterling Life Insurance Company360-647-9080A-$2,585
United World Life Insurance Company402-342-7600A+$2,686
American Republic Corp Insurance Company402-496-8000A-$2,710
Gerber Life Insurance Company914-272-4000A$2,846
United American Insurance Company800-331-2512A+$2,927
Standard Life and Accident Insurance Company409-763-4661A$3,057
Order of United Commercial Travelers of America800-848-0123NR$3,215
Liberty National Life Insurance Company800-331-2512A+$3,764

The following companies base their premiums on issue age which means your premium is based on your age when you purchased the policy. The company will not raise your premium just because you are getting older. Premium may increase based on company experience or due to Medicare changes.

Issue Age:
Company NamePhone No.RatingAnnual Premium
Bankers Fidelity Life Insurance Company404-266-5500B++$2,436

If you already have a Medicare supplement policy and are considering making a change it is very important that you not cancel your existing coverage until you are certain the new policy is effective.

If you have additional questions, please call 1-800-247-0560 or email us at: ndshic@nd.gov

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North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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