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Home > SHIC > Medicare supplement > Premium comparison
Premium comparison
The following information was filed with the North Dakota Insurance Department which does not endorse or recommend a particular company or plan. Because of a number of factors the annual premiums below are approximate. Factors such as gender, smoker status, and others, may impact the actual premium amount. Price is not the only issue to consider. Please review all issues in relation to your own needs before purchasing a policy.

Most plans are underwritten. Plans with an asterisk * in front of the premium amount are sold on a guaranteed issue basis. Click on the link for further information.

Age of applicant is 65.
The plan shown here is: F.
Premiums listed are based on a new applicant, male, non-smoker.

The following companies base their premiums on attained age which means the premium is based on your age and will increase as you get older. Premiums may also increase based on company experience or due to Medicare changes.

Attained Age:
Company NamePhone No.AM Best RatingAnnual Premium
Equitable Life and Casualty Insurance Company801-579-3400B+$1,403
USAA Life Insurance Company210-498-8000A++$1,440
Sanford Health Plan888-605-9277NR-5$1,464
Transamerica Premier Life Insurance Company319-355-8511A+$1,478
Stonebridge Life Insurance Company866-890-0368A+$1,479
Oxford Life Insurance Company602-263-6666B++$1,493
Manhattan Life Insurance Company800-877-7703B+$1,531
Thrivent Financial for Lutherans800-847-4836A++$1,531
State Farm Mutual Automobile Insurance CompanyLOCAL A++$1,535
Combined Insurance Company of America847-953-2025A$1,575
Central States Indemnity Company of Omaha866-644-3988A+$1,605
Noridian Mutual Insurance Company (dba Blue Cross Blue Shield of ND)701-277-2227NR-5$1,621
Madison National Life Insurance Company Inc608-830-2000A-$1,624
Standard Security Life Insurance Company of New York212-355-4141A-$1,624
Humana Benefit Plan of Illinois, Inc.502-580-1000A-$1,626
United Teacher Associates Insurance Company512-451-2224B++$1,632
Individual Assurance Company Life Health & Accident913-432-1451B+$1,634
Standard Life and Casualty Insurance Company801-538-0376B$1,634
Omaha Insurance Company402-342-7600NR$1,645
American Continental Insurance Company 800-264-4000A-$1,735
Government Personnel Mutual Life Insurance Company210-357-2222A-$1,747
American Retirement Life Insurance Company512-451-2224A-$1,748
Humana Insurance Company 800-866-0581A-$1,784
Forethought Life Insurance Company317-223-2700A-$1,817
American Republic Insurance Company515-245-2000A-$1,830
Loyal American Life Insurance Company800-633-6752A-$1,834
Colonial Penn Life Insurance Company215-928-8000B$1,892
Sentinel Security Life Insurance Company801-484-8514B++$1,916
State Mutual Insurance Company706-291-1054B+$1,943
United World Life Insurance Company402-342-7600A+$2,005
United National Life Insurance Company of America847-803-5252A$2,035
Gerber Life Insurance Company914-272-4000A$2,084
Sterling Life Insurance Company360-647-9080A-$2,187
United American Insurance Company800-331-2512A+$2,210
American Republic Corp Insurance Company402-496-8000A-$2,212
Order of United Commercial Travelers of America800-848-0123NR$2,335
Standard Life and Accident Insurance Company409-763-4661A$2,432
Liberty National Life Insurance Company800-331-2512A+$2,753

The following companies base their premiums on issue age which means your premium is based on your age when you purchased the policy. The company will not raise your premium just because you are getting older. Premium may increase based on company experience or due to Medicare changes.

Issue Age:
Company NamePhone No.RatingAnnual Premium
Bankers Fidelity Life Insurance Company404-266-5500B++$2,076

If you already have a Medicare supplement policy and are considering making a change it is very important that you not cancel your existing coverage until you are certain the new policy is effective.

If you have additional questions, please call 1-800-247-0560 or email us at: ndshic@nd.gov

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North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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