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Home > SHIC > Medicare supplement > Premium comparison
Premium comparison
The following information was filed with the North Dakota Insurance Department which does not endorse or recommend a particular company or plan. Because of a number of factors the annual premiums below are approximate. Factors such as gender, smoker status, and others, may impact the actual premium amount. Price is not the only issue to consider. Please review all issues in relation to your own needs before purchasing a policy.

Most plans are underwritten. Plans with an asterisk * in front of the premium amount are sold on a guaranteed issue basis. Click on the link for further information.

Age of applicant is 78.
The plan shown here is: A.
Premiums listed are based on a new applicant, male, non-smoker.

The following companies base their premiums on attained age which means the premium is based on your age and will increase as you get older. Premiums may also increase based on company experience or due to Medicare changes.

Attained Age:
Company NamePhone No.AM Best RatingAnnual Premium
Sanford Health Plan888-605-9277NR$1,312
Transamerica Premier Life Insurance Company319-355-8511A+$1,403
Noridian Mutual Insurance Company (dba Blue Cross Blue Shield of ND)701-277-2227NR$1,446
USAA Life Insurance Company210-498-8000A++$1,449
Equitable Life and Casualty Insurance Company801-579-3400B$1,544
Guarantee Trust Life Insurance Company847-699-0600B++$1,548
State Farm Mutual Automobile Insurance CompanyLOCAL A++$1,642
Thrivent Financial for Lutherans800-847-4836A++$1,644
United Teacher Associates Insurance Company512-451-2224B++$1,650
Manhattan Life Insurance Company800-877-7703B+$1,675
Central States Indemnity Company of Omaha866-644-3988A+$1,697
Government Personnel Mutual Life Insurance Company210-357-2222A-$1,702
Omaha Insurance Company402-342-7600NR$1,723
American Continental Insurance Company 800-264-4000A$1,737
Forethought Life Insurance Company317-223-2700A-$1,773
Standard Life and Casualty Insurance Company801-538-0376B$1,827
United American Insurance Company800-331-2512A+$1,877
Humana Benefit Plan of Illinois, Inc.502-580-1000A-$1,921
Reserve National Insurance Company405-848-7931A-$1,924
Americo Financial Life and Annuity Insurance Company816-391-2000A$1,928
Combined Insurance Company of America847-953-2025A+$1,944
Loyal American Life Insurance Company800-633-6752A-$1,948
American Republic Insurance Company515-245-2000A-$1,949
United World Life Insurance Company402-342-7600A+$1,954
Coventry Health and Life Insurance Company800-843-7421A$1,985
Sentinel Security Life Insurance Company801-484-8514B++$2,002
Individual Assurance Company Life Health & Accident913-432-1451B+$2,008
United National Life Insurance Company of America847-803-5252NR$2,041
Oxford Life Insurance Company602-263-6666A-$2,061
State Mutual Insurance Company706-291-1054A-$2,133
Gerber Life Insurance Company914-272-4000A$2,140
Colonial Penn Life Insurance Company215-928-8000A-$2,188
American Retirement Life Insurance Company512-451-2224A-$2,253
Liberty National Life Insurance Company800-331-2512A+$2,306
Humana Insurance Company 800-866-0581A-$2,389
American Republic Corp Insurance Company402-496-8000A-$2,442
Order of United Commercial Travelers of America800-848-0123B+$2,633
Standard Life and Accident Insurance Company409-763-4661A$3,502

The following companies base their premiums on issue age which means your premium is based on your age when you purchased the policy. The company will not raise your premium just because you are getting older. Premium may increase based on company experience or due to Medicare changes.

Issue Age:
Company NamePhone No.RatingAnnual Premium
Bankers Fidelity Life Insurance Company404-266-5500A-$1,968

If you already have a Medicare supplement policy and are considering making a change it is very important that you not cancel your existing coverage until you are certain the new policy is effective.

If you have additional questions, please call 1-800-247-0560 or email us at: ndshic@nd.gov

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North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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