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Home > SHIC > Medicare Supplement > Premium Comparison
Premium Comparison
The following information was filed with the North Dakota Insurance Department which does not endorse or recommend a particular company or plan. Because of a number of factors the annual premiums below are approximate. Factors such as gender, smoker status, and others, may impact the actual premium amount. Price is not the only issue to consider. Please review all issues in relation to your own needs before purchasing a policy.

Most plans are underwritten. Plans with an asterisk * in front of the premium amount are sold on a guaranteed issue basis. Click on the link for further information.

Age of applicant is 75.
The plan shown here is: A.
Premiums listed are based on a new applicant, male, non-smoker.

The following companies base their premiums on attained age which means the premium is based on your age and will increase as you get older. Premiums may also increase based on company experience or due to Medicare changes.

Attained Age:
Company NamePhone No.AM Best RatingAnnual Premium
Sanford Health Plan605-328-6868NR$1,277
Noridian Mutual Insurance Company (dba Blue Cross Blue Shield of ND)701-282-1100NR$1,312
Transamerica Premier Life Insurance Company319-355-8511A+$1,347
Guarantee Trust Life Insurance Company847-699-0600B++$1,467
Western United Life Assurance Company 800-247-2045B+$1,476
USAA Life Insurance Company210-498-1411A++$1,567
State Farm Mutual Automobile Insurance CompanyLOCAL A++$1,577
Manhattan Life Insurance Company800-222-0843B+$1,625
Thrivent Financial for Lutherans800-847-4836A++$1,649
Forethought Life Insurance Company317-223-2700A-$1,656
Standard Life and Casualty Insurance Company801-538-0376B$1,689
Omaha Insurance Company402-342-7600NR$1,698
Central States Indemnity Company of Omaha402-997-8000A+$1,702
Government Personnel Mutual Life Insurance Company210-357-2222A-$1,702
Americo Financial Life and Annuity Insurance Company816-391-2000A$1,717
Liberty Bankers Life Insurance Company469-522-4400B+$1,729
American Republic Insurance Company515-245-2393A-$1,751
American Continental Insurance Company 800-264-4000A$1,754
Equitable Life and Casualty Insurance Company801-579-3400B$1,786
Humana Benefit Plan of Illinois, Inc.502-580-1000A-$1,850
Reserve National Insurance Company405-848-7931A-$1,851
Combined Insurance Company of America800-225-4500A+$1,896
United American Insurance Company972-529-5085A+$1,914
Coventry Health and Life Insurance Company717-671-2474A$1,953
United National Life Insurance Company of America847-803-5252NR$1,956
State Mutual Insurance Company706-291-1054A-$1,963
United World Life Insurance Company402-342-7600A+$2,003
Individual Assurance Company Life Health & Accident405-285-0838B+$2,034
Sentinel Security Life Insurance Company801-484-8514B++$2,039
Colonial Penn Life Insurance Company215-928-8000A-$2,092
American Retirement Life Insurance Company512-451-2224A-$2,101
Oxford Life Insurance Company602-263-6666A-$2,102
Gerber Life Insurance Company914-272-4000A$2,203
Humana Insurance Company 502-580-1000A-$2,209
American Republic Corp Insurance Company866-705-9100A-$2,240
Liberty National Life Insurance Company972-569-3744A+$2,444
Order of United Commercial Travelers of America800-848-0123B+$2,471
Standard Life and Accident Insurance Company409-766-4661A$3,144

The following companies base their premiums on issue age which means your premium is based on your age when you purchased the policy. The company will not raise your premium just because you are getting older. Premium may increase based on company experience or due to Medicare changes.

Issue Age:
Company NamePhone No.RatingAnnual Premium
Bankers Fidelity Life Insurance Company800-241-1439A-$1,884

If you already have a Medicare supplement policy and are considering making a change it is very important that you not cancel your existing coverage until you are certain the new policy is effective.

If you have additional questions, please call 1-800-247-0560 or email us at: ndshic@nd.gov

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North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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