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Home > SHIC > Medicare Supplement > Premium Comparison
Premium Comparison
The following information was filed with the North Dakota Insurance Department which does not endorse or recommend a particular company or plan. Because of a number of factors the annual premiums below are approximate. Factors such as gender, smoker status, and others, may impact the actual premium amount. Price is not the only issue to consider. Please review all issues in relation to your own needs before purchasing a policy.

Most plans are underwritten. Plans with an asterisk * in front of the premium amount are sold on a guaranteed issue basis. Click on the link for further information.

Age of applicant is 73.
The plan shown here is: A.
Premiums listed are based on a new applicant, male, non-smoker.

The following companies base their premiums on attained age which means the premium is based on your age and will increase as you get older. Premiums may also increase based on company experience or due to Medicare changes.

Attained Age:
Company NamePhone No.AM Best RatingAnnual Premium
Sanford Health Plan605-328-6868NR$1,168
Noridian Mutual Insurance Company (dba Blue Cross Blue Shield of ND)701-282-1100NR$1,214
Transamerica Premier Life Insurance Company319-355-8511A+$1,247
Western United Life Assurance Company 800-247-2045B+$1,384
Guarantee Trust Life Insurance Company847-699-0600B++$1,406
USAA Life Insurance Company210-498-1411A++$1,475
State Farm Mutual Automobile Insurance CompanyLOCAL A++$1,489
Manhattan Life Insurance Company800-222-0843B+$1,531
Thrivent Financial for Lutherans800-847-4836A++$1,574
Omaha Insurance Company402-342-7600NR$1,578
Standard Life and Casualty Insurance Company801-538-0376B$1,585
Forethought Life Insurance Company317-223-2700A-$1,587
Central States Indemnity Company of Omaha402-997-8000A+$1,595
American Republic Insurance Company515-245-2393A-$1,610
Americo Financial Life and Annuity Insurance Company816-391-2000A$1,627
Government Personnel Mutual Life Insurance Company210-357-2222A-$1,631
Liberty Bankers Life Insurance Company469-522-4400B+$1,639
American Continental Insurance Company 800-264-4000A$1,661
Equitable Life and Casualty Insurance Company801-579-3400B$1,688
Humana Benefit Plan of Illinois, Inc.502-580-1000A-$1,752
Combined Insurance Company of America800-225-4500A+$1,753
Reserve National Insurance Company405-848-7931A-$1,755
State Mutual Insurance Company706-291-1054A-$1,841
United National Life Insurance Company of America847-803-5252NR$1,854
Coventry Health and Life Insurance Company717-671-2474A$1,881
United American Insurance Company972-529-5085A+$1,890
Individual Assurance Company Life Health & Accident405-285-0838B+$1,926
United World Life Insurance Company402-342-7600A+$1,932
Colonial Penn Life Insurance Company215-928-8000A-$1,936
Sentinel Security Life Insurance Company801-484-8514B++$1,953
Oxford Life Insurance Company602-263-6666A-$1,989
American Retirement Life Insurance Company512-451-2224A-$1,990
Humana Insurance Company 502-580-1000A-$2,042
American Republic Corp Insurance Company866-705-9100A-$2,097
Gerber Life Insurance Company914-272-4000A$2,132
Order of United Commercial Travelers of America800-848-0123B+$2,343
Liberty National Life Insurance Company972-569-3744A+$2,415
Standard Life and Accident Insurance Company409-766-4661A$2,951

The following companies base their premiums on issue age which means your premium is based on your age when you purchased the policy. The company will not raise your premium just because you are getting older. Premium may increase based on company experience or due to Medicare changes.

Issue Age:
Company NamePhone No.RatingAnnual Premium
Bankers Fidelity Life Insurance Company800-241-1439A-$1,800

If you already have a Medicare supplement policy and are considering making a change it is very important that you not cancel your existing coverage until you are certain the new policy is effective.

If you have additional questions, please call 1-800-247-0560 or email us at: ndshic@nd.gov

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North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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