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Home > SHIC > Medicare Supplement > Premium Comparison
Premium Comparison
The following information was filed with the North Dakota Insurance Department which does not endorse or recommend a particular company or plan. Because of a number of factors the annual premiums below are approximate. Factors such as gender, smoker status, and others, may impact the actual premium amount. Price is not the only issue to consider. Please review all issues in relation to your own needs before purchasing a policy.

Most plans are underwritten. Plans with an asterisk * in front of the premium amount are sold on a guaranteed issue basis. Click on the link for further information.

Age of applicant is 72.
The plan shown here is: A.
Premiums listed are based on a new applicant, male, non-smoker.

The following companies base their premiums on attained age which means the premium is based on your age and will increase as you get older. Premiums may also increase based on company experience or due to Medicare changes.

Attained Age:
Company NamePhone No.AM Best RatingAnnual Premium
Sanford Health Plan605-328-6868NR$1,216
Transamerica Premier Life Insurance Company800-797-2643A+$1,232
Guarantee Trust Life Insurance Company847-699-0600B++$1,264
Blue Cross Blue Shield of North Dakota701-282-1100NR$1,321
USAA Life Insurance Company210-498-8000A++$1,463
American National Life Insurance Company of Texas409-762-4661A-$1,522
Standard Life and Casualty Insurance Company801-538-0376B$1,526
National Guardian Life Insurance Company608-257-5611A-$1,530
Catholic United Financial651-490-0170NR$1,533
American Republic Insurance Company515-245-2000A-$1,534
Central States Health & Life Company of Omaha402-397-1111UNAVAILABLE$1,553
Forethought Life Insurance Company317-223-2700A-$1,554
State Farm Mutual Automobile Insurance Company309-766-2311A++$1,561
Assured Life Association303-792-9777NR$1,565
Lumico Life Insurance Company914-828-8000UNAVAILABLE$1,565
Equitable National Life Insurance Company, Inc.801-579-3400NR$1,574
Heartland National Life Insurance Company816-478-0120UNAVAILABLE$1,586
Union Security Insurance Company816-474-2345A-$1,594
Puritan Life Insurance Company of America888-474-9519B++$1,606
Manhattan Life Insurance Company516-466-5287B+$1,621
National Health Insurance Company888-781-0580A-$1,624
Thrivent Financial for Lutherans800-847-4836A++$1,639
Americo Financial Life and Annuity Insurance Company816-391-2000A$1,642
Liberty Bankers Life Insurance Company469-522-4400B+$1,657
Combined Insurance Company of America866-445-8872A+$1,686
Western United Life Assurance Company 800-247-2045B+$1,703
Humana Benefit Plan of Illinois, Inc.502-580-1000A-$1,755
State Mutual Insurance Company706-291-1054B+$1,779
Omaha Insurance Company402-342-7600NR$1,787
Central States Indemnity Company of Omaha402-997-8000A+$1,850
Individual Assurance Company Life Health & Accident405-285-0838B+$1,874
Government Personnel Mutual Life Insurance Company210-357-2222A-$1,898
Coventry Health and Life Insurance Company800-843-7421A U$1,916
American Continental Insurance Company 800-264-4000A U$1,924
United National Life Insurance Company of America847-803-5252B++$1,929
United American Insurance Company972-529-5085A+$1,983
Colonial Penn Life Insurance Company215-928-8000A-$2,052
Humana Insurance Company 920-336-1100A-$2,083
Reserve National Insurance Company405-848-7931A-U$2,134
American Republic Corp Insurance Company866-705-9100A-$2,145
Sentinel Security Life Insurance Company801-484-8514B++$2,189
Oxford Life Insurance Company602-263-6666A-$2,255
Gerber Life Insurance Company914-272-4000A$2,346
American Retirement Life Insurance Company512-451-2224A-U$2,398
Order of United Commercial Travelers of America614-487-9680B+$2,805

The following companies base their premiums on issue age which means your premium is based on your age when you purchased the policy. The company will not raise your premium just because you are getting older. Premium may increase based on company experience or due to Medicare changes.

Issue Age:
Company NamePhone No.RatingAnnual Premium
Bankers Fidelity Life Insurance Company800-241-1439A-$1,910

If you already have a Medicare supplement policy and are considering making a change it is very important that you not cancel your existing coverage until you are certain the new policy is effective.

If you have additional questions, please call 1-800-247-0560 or email us at: ndshic@nd.gov

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North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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