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Home > SHIC > Medicare supplement > Premium comparison
Premium comparison
The following information was filed with the North Dakota Insurance Department which does not endorse or recommend a particular company or plan. Because of a number of factors the annual premiums below are approximate. Factors such as gender, smoker status, and others, may impact the actual premium amount. Price is not the only issue to consider. Please review all issues in relation to your own needs before purchasing a policy.

Most plans are underwritten. Plans with an asterisk * in front of the premium amount are sold on a guaranteed issue basis. Click on the link for further information.

Age of applicant is 70.
The plan shown here is: A.
Premiums listed are based on a new applicant, male, non-smoker.

The following companies base their premiums on attained age which means the premium is based on your age and will increase as you get older. Premiums may also increase based on company experience or due to Medicare changes.

Attained Age:
Company NamePhone No.AM Best RatingAnnual Premium
Sanford Health Plan605-328-6868NR$993
Noridian Mutual Insurance Company (dba Blue Cross Blue Shield of ND)701-282-1100NR$1,051
Transamerica Premier Life Insurance Company319-355-8511A+$1,111
Western United Life Assurance Company 800-247-2045B+$1,249
Guarantee Trust Life Insurance Company847-699-0600B++$1,286
USAA Life Insurance Company210-498-1411A++$1,308
State Farm Mutual Automobile Insurance CompanyLOCAL A++$1,309
American Republic Insurance Company515-245-2393A-$1,371
Manhattan Life Insurance Company800-222-0843B+$1,375
Equitable Life and Casualty Insurance Company801-579-3400B$1,379
Standard Life and Casualty Insurance Company801-538-0376B$1,411
Omaha Insurance Company402-342-7600NR$1,418
Central States Indemnity Company of Omaha402-997-8000A+$1,433
Thrivent Financial for Lutherans800-847-4836A++$1,434
Forethought Life Insurance Company317-223-2700A-$1,479
Americo Financial Life and Annuity Insurance Company816-391-2000A$1,493
American Continental Insurance Company 800-264-4000A$1,499
Liberty Bankers Life Insurance Company469-522-4400B+$1,504
Government Personnel Mutual Life Insurance Company210-357-2222A-$1,520
Combined Insurance Company of America800-225-4500A+$1,558
Humana Benefit Plan of Illinois, Inc.502-580-1000A-$1,608
Reserve National Insurance Company405-848-7931A-$1,610
State Mutual Insurance Company706-291-1054A-$1,653
United National Life Insurance Company of America847-803-5252NR$1,699
Colonial Penn Life Insurance Company215-928-8000A-$1,717
United World Life Insurance Company402-342-7600A+$1,723
Coventry Health and Life Insurance Company717-671-2474A$1,756
Individual Assurance Company Life Health & Accident405-285-0838B+$1,768
Oxford Life Insurance Company602-263-6666A-$1,774
United American Insurance Company972-529-5085A+$1,806
Humana Insurance Company 502-580-1000A-$1,815
Sentinel Security Life Insurance Company801-484-8514B++$1,820
American Retirement Life Insurance Company512-451-2224A-$1,826
American Republic Corp Insurance Company866-705-9100A-$1,849
Gerber Life Insurance Company914-272-4000A$1,987
Order of United Commercial Travelers of America800-848-0123B+$2,115
Liberty National Life Insurance Company972-569-3744A+$2,306
Standard Life and Accident Insurance Company409-766-4661A$2,735

The following companies base their premiums on issue age which means your premium is based on your age when you purchased the policy. The company will not raise your premium just because you are getting older. Premium may increase based on company experience or due to Medicare changes.

Issue Age:
Company NamePhone No.RatingAnnual Premium
Bankers Fidelity Life Insurance Company800-241-1439A-$1,668

If you already have a Medicare supplement policy and are considering making a change it is very important that you not cancel your existing coverage until you are certain the new policy is effective.

If you have additional questions, please call 1-800-247-0560 or email us at: ndshic@nd.gov

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North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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