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Home > SHIC > Medicare Supplement > Premium Comparison
Premium Comparison
The following information was filed with the North Dakota Insurance Department which does not endorse or recommend a particular company or plan. Because of a number of factors the annual premiums below are approximate. Factors such as gender, smoker status, and others, may impact the actual premium amount. Price is not the only issue to consider. Please review all issues in relation to your own needs before purchasing a policy.

Most plans are underwritten. Plans with an asterisk * in front of the premium amount are sold on a guaranteed issue basis. Click on the link for further information.

Age of applicant is 68.
The plan shown here is: A.
Premiums listed are based on a new applicant, male, non-smoker.

The following companies base their premiums on attained age which means the premium is based on your age and will increase as you get older. Premiums may also increase based on company experience or due to Medicare changes.

Attained Age:
Company NamePhone No.AM Best RatingAnnual Premium
Sanford Health Plan605-328-6868NR$952
Blue Cross Blue Shield of North Dakota701-282-1100NR$1,061
Transamerica Premier Life Insurance Company800-797-2643A+$1,082
Guarantee Trust Life Insurance Company847-699-0600B++$1,169
USAA Life Insurance Company210-498-8000A++$1,253
American Republic Insurance Company515-245-2000A-$1,281
Standard Life and Casualty Insurance Company801-538-0376B$1,305
Catholic United Financial651-490-0170NR$1,311
Assured Life Association303-792-9777NR$1,338
American National Life Insurance Company of Texas409-762-4661A-$1,356
Central States Health & Life Company of Omaha402-397-1111UNAVAILABLE$1,365
State Farm Mutual Automobile Insurance Company309-766-2311A++$1,376
Manhattan Life Insurance Company516-466-5287B+$1,385
Lumico Life Insurance Company914-828-8000UNAVAILABLE$1,390
Forethought Life Insurance Company317-223-2700A-$1,395
Combined Insurance Company of America866-445-8872A+$1,400
National Guardian Life Insurance Company608-257-5611A-$1,400
Heartland National Life Insurance Company816-478-0120UNAVAILABLE$1,415
Thrivent Financial for Lutherans800-847-4836A++$1,420
Puritan Life Insurance Company of America888-474-9519B++$1,421
Union Security Insurance Company816-474-2345A-$1,427
National Health Insurance Company888-781-0580A-$1,440
Equitable National Life Insurance Company, Inc.801-579-3400NR$1,444
Americo Financial Life and Annuity Insurance Company816-391-2000A$1,467
Liberty Bankers Life Insurance Company469-522-4400B+$1,507
Western United Life Assurance Company 800-247-2045B+$1,515
State Mutual Insurance Company706-291-1054B+$1,525
Humana Benefit Plan of Illinois, Inc.502-580-1000A-$1,535
Omaha Insurance Company402-342-7600NR$1,551
Central States Indemnity Company of Omaha402-997-8000A+$1,583
Individual Assurance Company Life Health & Accident405-285-0838B+$1,638
American Continental Insurance Company 800-264-4000A U$1,646
United National Life Insurance Company of America847-803-5252B++$1,699
Government Personnel Mutual Life Insurance Company210-357-2222A-$1,703
Coventry Health and Life Insurance Company800-843-7421A U$1,737
Colonial Penn Life Insurance Company215-928-8000A-$1,743
American Republic Corp Insurance Company866-705-9100A-$1,751
Humana Insurance Company 920-336-1100A-$1,781
United American Insurance Company972-529-5085A+$1,789
Reserve National Insurance Company405-848-7931A-U$1,867
Oxford Life Insurance Company602-263-6666A-$1,884
Sentinel Security Life Insurance Company801-484-8514B++$1,965
American Retirement Life Insurance Company512-451-2224A-U$2,097
Gerber Life Insurance Company914-272-4000A$2,106
Order of United Commercial Travelers of America614-487-9680B+$2,404

The following companies base their premiums on issue age which means your premium is based on your age when you purchased the policy. The company will not raise your premium just because you are getting older. Premium may increase based on company experience or due to Medicare changes.

Issue Age:
Company NamePhone No.RatingAnnual Premium
Bankers Fidelity Life Insurance Company800-241-1439A-$1,727

If you already have a Medicare supplement policy and are considering making a change it is very important that you not cancel your existing coverage until you are certain the new policy is effective.

If you have additional questions, please call 1-800-247-0560 or email us at: ndshic@nd.gov

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North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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