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Home > SHIC > Medicare Supplement > Premium Comparison
Premium Comparison
The following information was filed with the North Dakota Insurance Department which does not endorse or recommend a particular company or plan. Because of a number of factors the annual premiums below are approximate. Factors such as gender, smoker status, and others, may impact the actual premium amount. Price is not the only issue to consider. Please review all issues in relation to your own needs before purchasing a policy.

Most plans are underwritten. Plans with an asterisk * in front of the premium amount are sold on a guaranteed issue basis. Click on the link for further information.

Age of applicant is 65.
The plan shown here is: A.
Premiums listed are based on a new applicant, male, non-smoker.

The following companies base their premiums on attained age which means the premium is based on your age and will increase as you get older. Premiums may also increase based on company experience or due to Medicare changes.

Attained Age:
Company NamePhone No.AM Best RatingAnnual Premium
Sanford Health Plan605-328-6868NR$782
Noridian Mutual Insurance Company (dba Blue Cross Blue Shield of ND)701-282-1100NR$854
Transamerica Premier Life Insurance Company319-355-8511A+$983
State Farm Mutual Automobile Insurance CompanyLOCAL A++$1,078
Western United Life Assurance Company 800-247-2045B+$1,103
Guarantee Trust Life Insurance Company847-699-0600B++$1,104
USAA Life Insurance Company210-498-1411A++$1,120
Combined Insurance Company of America800-225-4500A+$1,192
Central States Indemnity Company of Omaha402-997-8000A+$1,204
Thrivent Financial for Lutherans800-847-4836A++$1,208
Manhattan Life Insurance Company800-222-0843B+$1,216
Omaha Insurance Company402-342-7600NR$1,268
Equitable Life and Casualty Insurance Company801-579-3400B$1,273
Standard Life and Casualty Insurance Company801-538-0376B$1,277
American Republic Insurance Company515-245-2393A-$1,281
American Continental Insurance Company 800-264-4000A$1,325
Americo Financial Life and Annuity Insurance Company816-391-2000A$1,327
Liberty Bankers Life Insurance Company469-522-4400B+$1,337
Forethought Life Insurance Company317-223-2700A-$1,351
Government Personnel Mutual Life Insurance Company210-357-2222A-$1,374
State Mutual Insurance Company706-291-1054A-$1,391
Colonial Penn Life Insurance Company215-928-8000A-$1,402
Humana Benefit Plan of Illinois, Inc.502-580-1000A-$1,430
Reserve National Insurance Company405-848-7931A-$1,431
Humana Insurance Company 502-580-1000A-$1,492
Oxford Life Insurance Company602-263-6666A-$1,492
United American Insurance Company972-529-5085A+$1,493
United World Life Insurance Company402-342-7600A+$1,515
United National Life Insurance Company of America847-803-5252NR$1,523
Coventry Health and Life Insurance Company717-671-2474A$1,536
American Retirement Life Insurance Company512-451-2224A-$1,554
Individual Assurance Company Life Health & Accident405-285-0838B+$1,571
Sentinel Security Life Insurance Company801-484-8514B++$1,591
American Republic Corp Insurance Company866-705-9100A-$1,649
Gerber Life Insurance Company914-272-4000A$1,679
Order of United Commercial Travelers of America800-848-0123B+$1,689
Liberty National Life Insurance Company972-569-3744A+$1,902
Standard Life and Accident Insurance Company409-766-4661A$2,364

The following companies base their premiums on issue age which means your premium is based on your age when you purchased the policy. The company will not raise your premium just because you are getting older. Premium may increase based on company experience or due to Medicare changes.

Issue Age:
Company NamePhone No.RatingAnnual Premium
Bankers Fidelity Life Insurance Company800-241-1439A-$1,500

If you already have a Medicare supplement policy and are considering making a change it is very important that you not cancel your existing coverage until you are certain the new policy is effective.

If you have additional questions, please call 1-800-247-0560 or email us at: ndshic@nd.gov

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North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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