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Consumers
Home : Consumers : Health care reform
Health care reform

The Patient Protection and Affordable Care Act (PPACA) was signed into law on March 23, 2010. Learn how the health care reform law is impacting consumers and businesses.

If you have a question that is not answered here, please contact us at 1.800.247.0560 or insurance@nd.gov.

Click here to join the stakeholders email list.



News

3/25/2013: NDID releases follow-up comment on Market Rules

3/18/2013: NDID releases comments on Essential Health Benefit and Market Rules

2/20/2013: Federal government suspending enrollment in Pre-existing Condition Insurance Plan (PCIP)

10/1/2012: NDID statement on Essential Health Benefits benchmark plan (see details below)

7/10/2012: HHS issues final determination on North Dakota's external review process

7/3/2012: HHS' response to Commissioner Hamm's March 1 request for benchmark plan deadline extension

3/15/2012: The Health Law And The Supreme Court: A Primer For The Upcoming Oral Arguments via Kaiser Health News

3/1/2012: Commissioner Hamm requests deadline extension for determining North Dakota's benchmark plan

12/30/2011: HHS finds North Dakota's external review process meets temporarily allowed process

12/2/2011: Exchange research consultant HTMS issues final report

7/1/2011: HHS deems North Dakota's rate review process effective in all markets

3/18/11: Click here to see North Dakota's medical loss ratio adjustment application

4/30/10: Hamm: North Dakota elects not to participate at this time in federal government's new temporary high risk health insurance pool

4/16/10: Hamm urges consumers to use caution amid new health care reform scheme



Essential Health Benefits

The following links include all documents submitted by North Dakota for its Essential Health Benefits (EHB) benchmark health plan submission sent to U.S. Department of Health and Human Services (HHS) Secretary Sebelius on Sept. 28, 2012. The information provided in these documents represents general benefit information included in the Sanford Health Plan, which was the recommended benchmark plan.

Benchmark plan (Excel file)
Sanford policy
Sanford summary of coverage
CHIP vision plan
CHIP dental plan
Drug formulary (Excel file)

North Dakota also supplemented this plan with the North Dakota Children's Health Insurance Plan's (CHIP) pediatric and dental benefits.

HHS issued a final rule on EHB in February 2013.

The North Dakota Insurance Department will continue to review and provide prior approval to most health insurance policy forms and premium rates sold in the state.

Links
Kaiser Family Foundation implementation timeline
The implementation timeline allows you to show or hide all the changes occurring in a year by clicking on that year. Click on a provision to get more information about it. Customize the timeline by checking and unchecking specific topics.
Documents
PPACA implementation timeline
File Size: 131.71 kb