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Consumers
Home : Consumers
The following information was filed with the North Dakota Insurance Department which does not endorse or recommend a particular company or plan. Because of a number of factors the annual premiums below are approximate. Factors such as gender, smoker status, and others, may impact the actual premium amount. Price is not the only issue to consider. Please review all issues in relation to your own needs before purchasing a policy.

Most plans are underwritten. Plans with an asterisk * in front of the premium amount are sold on a guaranteed issue basis. Click on the link for further information.

Age of applicant is 79.
The plan shown here is: G.
Premiums listed are based on a new applicant, male, non-smoker.

The following companies base their premiums on attained age which means the premium is based on your age and will increase as you get older. Premiums may also increase based on company experience or due to Medicare changes.

Attained Age:
Company NamePhone No.AM Best RatingAnnual Premium
Government Personnel Mutual Life Insurance Company210-357-2222A-$1,859
United World Life Insurance Company402-342-7600A+$1,870
Omaha Insurance Company402-342-7600NR$1,882
Forethought Life Insurance Company317-223-2700A-$1,895
Gerber Life Insurance Company914-272-4000A$2,048
American Continental Insurance Company 800-264-4000A-$2,073
Bankers Fidelity Life Insurance Company404-266-5500B++$2,088
American Family Life Assurance Company of Columbus706-323-3431A+$2,116
United Teacher Associates Insurance Company512-451-2224B++$2,120
Stonebridge Life Insurance Company319-355-8511A+$2,135
Loyal American Life Insurance Company800-633-6752A-$2,139
Thrivent Financial for Lutherans800-847-4836A++$2,140
American Retirement Life Insurance Company512-451-2224A-$2,211
State Mutual Insurance Company706-291-1054B+$2,257
Sterling Investors Life Insurance Company706-235-8154B$2,263
United National Life Insurance Company of America847-803-5252A$2,281
Madison National Life Insurance Company Inc608-830-2000A-$2,360
Standard Security Life Insurance Company of New York212-355-4141A-$2,360
Order of United Commercial Travelers of America800-848-0123NR$2,502
Family Life Insurance Company713-529-0045B+$2,539
Standard Life and Accident Insurance Company409-763-4661A$2,602
Colonial Penn Life Insurance Company215-928-8000B$2,703
United American Insurance Company800-331-2512A+$3,452



The following companies base their premiums on issue age which means your premium is based on your age when you purchased the policy. The company will not raise your premium just because you are getting older. Premium may increase based on company experience or due to Medicare changes.

Issue Age:
Company NamePhone No.RatingAnnual Premium

If you already have a Medicare supplement policy and are considering making a change it is very important that you not cancel your existing coverage until you are certain the new policy is effective.

PREMIUMS AS OF SATURDAY, MAY 18, 2013.

If you have additional questions, please call 1-800-247-0560 or email us at: ndshic@nd.gov

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