The Long Term Care Partnership Program offers Medicaid asset protection to consumers who buy long term care insurance policies that satisfy requirements specified by the Deficit Reduction Act of 2005. By purchasing such a policy, a policyholder can shelter assets equal to the amount of benefits paid under that long-term care insurance policy.
Only long-term care insurance policies issued after Jan. 1, 2007, the effective date of North Dakota's Medicaid Plan Amendment, could be eligible for the North Dakota Partnership Program.
More information about the Long-Term Care Partnership Program may be obtained by contacting the North Dakota Department of Human Services.
Click here for a list of approved long-term care plans.

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