Consumer Protection
The Consumer Protection Divisions review policy forms to ensure that policy language complies with all the laws of this state, properly reflects the benefits provided by the policy, and is not deceptive or misleading.
For most types of insurance, these divisions evaluate the premium rates companies propose to charge to assure that the premiums are not excessive, inadequate, or unfairly discriminatory.
The Consumer Protection Divisions also investigate consumer inquiries and complaints against insurance companies in order to ensure the fair treatment of policyholders.
If you have questions regarding this division, please contact:
Larry Maslowski lmaslows@nd.gov Director/Senior Analyst - Property & Casualty Division
Mike Fix mfix@nd.gov Director/Actuary - Life & Health Division
North Dakota Insurance Department State Capitol, fifth floor 600 E. Boulevard Ave. Bismarck, ND 58505 701.328.2440 701.328.4880 fax

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