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North Dakota Insurance Department
Adam Hamm, Commissioner
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Choosing Healthplans All Together, or CHAT, is a computerized exercise developed by the National Institutes of Health and the University of Michigan.

CHAT asks participants to design a basic health insurance plan--in this case, for everyone in North Dakota. There's a catch, though: there are more choices than resources. Participants must pick and choose between the available options and come up with the most basic health plan they can afford.

North Dakota was the fifth state in the nation to conduct a CHAT study, and the first organization to incorporate webCHAT, an internet version of the exercise.

June 23, 2010: Hamm: Study reveals what North Dakotans want in a basic health insurance plan

Sept. 25, 2009: Insurance Department continuing CHAT about health insurance
July 15, 2009: Insurance Department starting a CHAT about health insurance


Read the CHAT executive summary.

Read the full CHAT report.

Read the letter from Commissioner Hamm to HHS Secretary Sebelius.



For more information, please call the Department at 1-800-247-0560.



North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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