nd.gov - The Official Portal for North Dakota State Government
North Dakota: Legendary. Follow the trail of legends
North Dakota Insurance Department
Jon Godfread, Commissioner
Twitter Flickr YouTube RSS
communications prescription shic healthcare enforcement compliance forms special
consumers producers companies
Home > Communications > News
Hamm: North Dakotans ranked third least expensive auto insurance premium nationwide
BISMARCK, N.D.-Insurance Commissioner Adam Hamm announced today that North Dakotans are still paying among the lowest auto insurance premiums in the nation. This is according to the "Auto Insurance Database Report 2007/2008" recently issued by the National Association of Insurance Commissioners.

"North Dakota's auto insurance market continues to be very competitive and healthy, and that is a benefit to our state's consumers in the form of lower insurance premiums," Hamm said. 

North Dakota's 2008 combined average auto insurance premium of $644 is significantly lower than the national average of $903. According to the report, Iowa is the least expensive state, followed by Wisconsin and North Dakota. Louisiana, the District of Columbia and New Jersey rank as the most expensive locations for auto insurance. Combined coverage is the total cost of liability, collision and comprehensive coverage for a vehicle. 

Average combined auto insurance expenditures-2008 

Least expensive 
51. Iowa ($616)
50. Wisconsin ($641)
49. North Dakota ($644)

Most expensive 
1. Louisiana ($1,275) 
2. District of Columbia ($1,262) 
3. New Jersey ($1,198) 

Neighboring states 26. Montana ($829)
35. Minnesota ($780) 
48. South Dakota ($651)


North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

Copyright © 2019 North Dakota Insurance Department
Contact us
About us
RSS feeds
Site map
Privacy policy
Security policy