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Hamm asks companies to renew cancelled health insurance policies
BISMARCK, N.D.—North Dakota Insurance Commissioner Adam Hamm today announced that he is asking health insurance companies doing business in the state to renew policies that have been or will be cancelled due to changes being made to comply with the Affordable Care Act (ACA).
Earlier this month, the Department reported that almost 36,000 North Dakotans are or will be losing their existing health insurance policies. Last week, President Barack Obama announced an administrative “fix” allowing companies to renew plans cancelled as of Oct. 1 through the end of the year.
Hamm said, "This was a very close call for me on this issue, but at the end of the day my overriding concern is what's in the best interest of the almost 36,000 North Dakotans that have or will be losing their health insurance coverage through no fault of their own. The President repeatedly made a promise to them and to all Americans that if they liked their health insurance plan they could keep it. As such, that promise should be kept.”
Consumers whose policies have been or will be cancelled should consider the following before making a decision to renew a health insurance plan:
  • The benefits of the renewed plan will be the same, but costs could increase.
  • If you had a pre-existing condition exclusion or other limitations in your previous plan, they will still exist.
  • The level of benefits and other requirements in a renewed plan may not be as comprehensive as plans being sold effective Jan. 1, 2014 that comply with ACA.
Hamm added the administrative “fix” announced by the President on Nov. 14 is not a real or long-term solution to this complicated issue. However, it may provide a measure of temporary relief to some North Dakotans that have been negatively impacted.
“Moving forward, Congress should look at taking legislative action to ensure the President's promise is kept that any American who wants to keep their health insurance plan will be able to do so,” he said.
Consumers whose health insurance policies have been or will be cancelled should contact their insurance company for more information.

North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

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