nd.gov - The Official Portal for North Dakota State Government
North Dakota: Legendary. Follow the trail of legends
North Dakota Insurance Department
Jon Godfread, Commissioner
Twitter Flickr YouTube RSS
communications prescription shic healthcare enforcement compliance forms special
consumers producers companies
Home > Communications > News
Hamm: North Dakotans paying among the lowest auto insurance premiums in the nation
BISMARCK, N.D.-Insurance Commissioner Adam Hamm announced today that North Dakotans are still paying among the lowest auto insurance premiums in the nation. This is according to the "Auto Insurance Database Report 2006/2007" recently issued by the National Association of Insurance Commissioners. 

"This is very good news for North Dakotans," Hamm said. "This ranking is consistent with previous reports and shows that the auto insurance market in North Dakota continues to be healthy and competitive." 

North Dakota's 2007 average combined annual auto insurance expenditure of $657.63 is 28 percent lower than the national average of $911.84. According to the report, the District of Columbia, Louisiana and New Jersey rank as the most expensive states for auto insurance. Iowa is the least expensive state, followed by Wisconsin and North Dakota. Combined coverage is the total cost of liability, collision and comprehensive coverage for a vehicle. 

Average combined auto insurance expenditures-2007 

Most expensive 
1. District of Columbia ($1,288.52) 
2. Louisiana ($1,262.13) 
3. New Jersey ($1,227.62) 

Least expensive
51. Iowa ($620.08)
50. Wisconsin ($642.47) 
49. North Dakota ($657.63)

Neighboring states
26. Montana ($830.59)
33. Minnesota ($803.14)
48. South Dakota ($668.98) 


North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone 701.328.2440
Toll free 800.247.0560
Fax 701.328.4880

Copyright © 2019 North Dakota Insurance Department
Contact us
About us
RSS feeds
Site map
Privacy policy
Security policy