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Children's Health Insurance Program (CHIP)

North Dakota Healthy Steps

Do you know a child who doesn't have health insurance coverage? The state's Healthy Steps Children's Health Insurance Program can provide a healthier future for many of these children.

Healthy Steps insurance is for children who:Apply for Healthy Steps Health Care Coverage

Frequently Asked Questions


How to apply

If you are a pregnant woman or a member of a family with children under age 21, and you ONLY want medical coverage, you can complete the Application for Health Care Coverage and return it to the Department of Human Services, 600 E. Boulevard Avenue, Dept. 325, Bismarck, ND 58505-0250. This application is used to determine if individuals qualify for health coverage under the Healthy Steps children's health insurance program or Medicaid.

If you want to apply for healthcare coverage and also want to apply for assistance with child care expenses, food assistance, or a TANF grant, the Application for Assistance will allow you to apply for any or all of these programs.

Applications are also available at local County Social Service Offices or by calling 1-877-KIDSNOW (1-877-543-7669) or pahinsz@nd.gov or bjennings@nd.gov by email.


Who is eligible?

Healthy Steps insurance is intended to meet the needs of working families, who cannot afford health insurance coverage for their children, yet earn too much to qualify for Medicaid. Coverage is available for uninsured children age 18 and younger who live in families with qualifying incomes. Single 18-year-olds with eligible incomes may also apply.

The income guidelines are established by the North Dakota Legislature (May 2009) as amended by the Affordable Care Act. To qualify, a family's Modified Adjusted Gross income (MAGI) must be greater than the Medicaid level, but cannot exceed 175 percent of the federal poverty level.

INCOME LEVEL EFFECTIVE - April 1, 2014 - includes the 5 percent disregard

Family Size Annual Modified Adjusted Gross Income Monthly Income
1
$20,108
$1,702
2
$27,143
$2,294
3
$34,178
$2,886
4
$41,213
$3,478
5
$48,248
$4,070
6
$55,283
$4,662
7
$62,318
$5,254
8
$69,353
$5,846
9
$76,389
$6,439
10
$83,424
$7,031

For family households over ten people, increase the monthly income amount by $592 for each additional person or increase the annual income amount by $7,035.


Contact Information

For Eligibility Questions:

N.D. Department of Human Services
600 E. Boulevard Avenue, Dept. 325
Bismarck, ND 58505-0250

Phone: 1-877-KIDSNOW (1-877-543-7669)
ND Relay TTY: (800) 366-6888 or 711
Email: pahinsz@nd.gov or bjennings@nd.gov


Additional Resources

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