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Consumer Assistance - Financial Literacy


Home Ownership Resources


American Association of Residential Mortgage Regulators (AARMR): http://www.aarmr.org/consumer-resources.html
  • AARMR is an organization established to promote the exchange of information and education concerning the licensing, supervision, and regulation of the residential mortgage industry. The website provides a variety of helpful federal and state regulatory links and other materials relating to mortgage regulation.
CreditSmart® (Freddie Mac credit education curriculum): http://www.freddiemac.com/creditsmart
  • As part of its commitment to educate and build sound financial literacy skills among consumers, Freddie Mac developed CreditSmart®, a multilingual financial education curriculum and consumer outreach initiative designed to help consumers build and maintain better credit, make sound financial decisions, and understand the steps to sustainable homeownership. CreditSmart® increases consumers' financial understanding by teaching life-long money management skills and showing consumers how to avoid foreclosure and keep their home.
Fannie Mae Foundation: http://fanniemae.com
  • This website provides a variety of resources relating to home ownership and financing.
Federal Reserve Mortgage and Foreclosure Resources: http://www.federalreserve.gov/consumerinfo/foreclosure.htm
  • This website provides guides and tips to help choose a mortgage or deal with a foreclosure.
Home Affordable Refinance Program (HARP): http://harpprogram.org
  • HARP is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages.
Making Home Affordable Program (MHA): http://www.makinghomeaffordable.gov
  • MHA® was created by the Departments of the Treasury and Housing and Urban Development to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy. This website provides various options available to a homeowner who is having difficulty making mortgage payments.
U.S. Department of Housing and Urban Development (HUD): http://portal.hud.gov/hudportal/HUD
  • This website provides many resources relating to affordable housing, including foreclosure and mortgage rights.


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