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Consumer Assistance - Financial Literacy


Financial Education for Teens and Adults


American Financial Services Association Education Foundation (AFSAEF): http://www.afsaef.org/Resources

  • Established in 1990 to heighten consumers' awareness of personal financial responsibility, the AFSAEF is a non-profit AFSA affiliate. The foundation's mission is to help consumers realize the benefits of responsible money management, understand the credit process, and seek help if credit problems occur. This site contains a variety of materials designed to educate both teens and adults on the credit process and money management.
  • America Saves provides free financial tools, savings services, advice and resources that help Americans from every income level take the steps needed to take charge of their finances and manage money more effectively.

Annual Credit Report: http://www.annualcreditreport.com

  • Source for free credit reports from the major credit reporting entities: TransUnion; Equifax, and Experian.

Bank of North Dakota College Planning Center: http://banknd.nd.gov/collegeplanning

  • A website created in order to provide people of all ages with a wide variety of tools relating to college and career planning.

Choose to Save: http://www.choosetosave.org

  • Developed by the Employee Benefit Research Institute (EBRI) and its American Savings Education Council (ASEC) program, Choose to Save is a national public education and outreach program dedicated to raising awareness about the need to plan and save for long-term personal financial security. As part of its mission, Choose to Save develops user-friendly, multimedia materials to help individuals plan and save for their financial future.
  • This website was created by the National Consumers League (NCL), the nation's oldest nonprofit consumer organization, as a central source of information and advice about fake check scams. NCL created the site in collaboration with the Alliance for Consumer Fraud Awareness, a coalition of consumer and business organizations, government agencies, and companies that are committed to fighting fake check scams.
  • Money Smart is a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. Money Smart has reached over 2.75 million consumers since 2001. Research shows that the curriculum can positively influence how consumers manage their finances, and these changes are sustainable in the months after the training. Money Smart offers education designed for adults, youth, older adults, and small business.
    Money Smart now offers a portable audio (MP3) version, Money Smart Podcast Network.
  • These websites provide various resources aimed at financial literacy. They also detail the organization of the Federal Reserve and explain its role in the financial marketplace.
  • Sponsored by the American Institute of Certified Public Accountants (AICPA) and The Advertising Council, this website is designed to encourage and help Americans ages 25-34 to take control of their personal finances. The website offers resources designed to think through spending and saving habits in order to identify ways that a consumer can start saving and commit to making changes that will reduce their debt and grow their savings.

Financial Literacy and Education Commission: http://www.mymoney.gov

  • Composed of 21 Federal entities, this commission provides a large number of resources on its website to deal with a wide variety of financial topics.

National Association of Consumer Credit Administrators (NACCA): http://naccaonline.org/Pages/education/index.html

  • NACCA was formed to improve the supervision of consumer credit agencies by both providing a forum for the exchange of information among its state regulatory members and educating the public through its Consumer Education Committee. This website contains information relating to a wide variety of topics concerning consumer credit, including an overview of various credit products, financial management, credit reports, and consumer pitfalls and scams.

National Endowment for Financial Education (NEFE): http://www.nefe.org

  • NEFE has a variety of self-help websites and resources that are noncommercial and frequently updated to ensure they provide credible, reliable information to consumers.

National Foundation for Credit Counseling (NFCC): http://www.nfcc.org/consumer_tools/ConsumerTools.cfm

  • NFCC is a non-profit credit counseling organization which provides a variety of tools designed to help consumers understand and handle their finances.

OnGuardOnline: http://onguardonline.gov

  • This website is provided by the Federal government to help you be safe, secure, and responsible online.

Practical Money Skills for Life: http://www.practicalmoneyskills.com

  • To help consumers and students of all ages learn the essentials of personal finance, Visa has partnered with leading consumer advocates, educators, and financial institutions to develop the Practical Money Skills program. At this website and whatsmyscore.org, consumers, educators, parents, students and policymakers can access free educational resources, including personal finance articles, games, and lesson plans.
  • This is a U.S. Department of the Treasury initiative to help people save and take control of their future. The site teaches how convenient saving can be with U.S. Treasury securities.

U.S. Securities and Exchange Commission (SEC): http://www.sec.gov/investor.shtml

  • The SEC's Office of Investor Education and Advocacy provides a variety of services and tools to address the problems and questions faced as an investor.


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